3116 E Baldwin Rd, Panama City, FL 32405 Property Records

Bay County property record for 3116 E Baldwin Rd, Panama City, FL 32405

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,369 sqft · built 1984
Lot Size	0.13 acres (5,662 sqft)
Owner	Company Name on Record
Tax Bill	$2,350 (2025)
Deeds & Mortgages	Jun 2026 Sale
Flood Zone	Zone A (high risk)
APN	`12370-061-000`

Property Details

APN / Parcel Number

Primary APN	`12370-061-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,369 sqft Living Area
Gross Area	1,684 sqft
1st Floor Area	687 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2004
Architectural Style	Townhouse
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	5,662 sqft (0.13 acres)
Lot Dimensions	135 ft deep x 42 ft wide
Garage Type	Attached
Garage Area	315 sqft
Driveway	Driveway
Driveway Area	1,056 sqft
Porch	Open Porch
Porch Area	48 sqft
Patio Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3116 E BALDWIN RD
City	PANAMA CITY
State	FL
Zip	32405-6981
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND CITY (8.38) 117B BEG 319.50 E OF NW COR LOT 8 BLK 20 TH E 42.5 S 135 W 42.5 N 135 TO POB. BLK 20 ORB 1332 P 1350
Legal Range	14W
Legal Township	03S
Legal Section	27
Legal Subdivision	HIGHLAND CITY
Legal Block	20
Legal Lot Number	8
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1038
Census Tract	1302

Owner

Source: Bay County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	680 S CACHE ST, 100, JACKSON, WY 83001-8694
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

June 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	BAY FL
Recording Date	Jun 2, 2026
Property Address	3116 E BALDWIN RD, PANAMA CITY, FL 32405-6981
Document Number	0050401962
Book / Page	5040 / 1962
Instrument Date	May 28, 2026
Instrument	202633063
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	680 S CACHE ST, 100, JACKSON, WY 83001-8694

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Springfield City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,350.00 (+183.82%)	$133,393 (+73.99%) Land $23,018 Building $110,375	$133,393 (+7.17%) Land $23,018 Building $110,375
2024	$828.00 (+4.28%)
2023	$794.00 (+12.62%) Homeowner's exemption	$76,669 (+3%)	$124,473 (+9.87%) Land $18,740 Building $105,733
2022	$705.00 Homeowner's exemption	$74,436	$113,287 Land $14,992 Building $98,295

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 73 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	73 in force
Nearby Flood Claims	45 (2002–2021)
Claims Outside the SFHA	27 of 45
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Tropical Storm Fred, Aug 2021 · 5 claims Hurricane Michael, Oct 2018 · 23 claims Severe Storms And Flooding, Jul 2013 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 64% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jul 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20