3110 E Baldwin Rd, Panama City, FL 32405 Property Records

Bay County property record for 3110 E Baldwin Rd, Panama City, FL 32405

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,369 sqft · built 1984
Lot Size	0.12 acres (5,227 sqft)
Owner	Company Name on Record
Last Sale	$41,100 (Mar 2021)
Tax Bill	$861 (2025)
Deeds & Mortgages	Mar 2021 Foreclosure
Flood Zone	Zone A (high risk)
APN	`12370-055-000`

Property Details

APN / Parcel Number

Primary APN	`12370-055-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,369 sqft Living Area
Gross Area	1,684 sqft
1st Floor Area	687 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	135 ft deep x 39 ft wide
Garage Type	Attached
Garage Area	315 sqft
Driveway	Driveway
Porch	Open Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3110 E BALDWIN RD
City	PANAMA CITY
State	FL
Zip	32405-6981
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND CITY (8.36) 117B BEG 192 E OF NW COR LOT 8 TH E 39.2 S135 W 39.2 N 135 TO POB BLK 20 ORB 4374 P 1059
Legal Range	14W
Legal Township	03S
Legal Section	27
Legal Subdivision	HIGHLAND CITY
Legal Block	20
Legal Lot Number	8
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1038
Census Tract	1302

Owner

Source: Bay County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3110 E BALDWIN RD, PANAMA CITY, FL 32405-6981
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2021 · Amount on Record
Deed Sale	Mar 10, 2021 · Amount on Record
Prior Sale	Aug 26, 2008 · Amount on Record
Deed Document Number	202117331
Deed Book / Page	4374 / 1059
Prior Transfer Date	Jan 19, 2021
Prior Transfer Doc	0043741059
Record Updated	Oct 29, 2026

March 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BAY FL
Recording Date	Mar 10, 2021
Property Address	3110 E BALDWIN RD, PANAMA CITY, FL 32405-6981
Document Number	0043741059
Book / Page	4374 / 1059
Instrument Date	Jan 19, 2021
Instrument	2021017331
Transaction Type	Foreclosure
Record Updated	Dec 23, 2021

Transaction

Amount	Amount Recorded
Tax	$287.70
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Springfield City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$861.00 (-13.03%)	$54,295 (+8.42%) Land $21,374 Building $32,921	$54,295 (+8.42%) Land $21,374 Building $32,921
2024	$990.00 (+2.48%)
2023	$966.00 (+14.18%)	$50,078 (+11.66%) Land $17,401 Building $32,677	$50,078 (+11.66%) Land $17,401 Building $32,677
2022	$846.00	$44,849 Land $13,921 Building $30,928	$44,849 Land $13,921 Building $30,928

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 73 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	73 in force
Nearby Flood Claims	45 (2002–2021)
Claims Outside the SFHA	27 of 45
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Tropical Storm Fred, Aug 2021 · 5 claims Hurricane Michael, Oct 2018 · 23 claims Severe Storms And Flooding, Jul 2013 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 64% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jul 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20