3116 Big Bend Rd, Ellston, IA 50074 Property Records

Ringgold County property record for 3116 Big Bend Rd, Ellston, IA 50074

Property Summary

Property Type	Single Family Home
Lot Size	0.55 acres (23,936 sqft)
Owner	2 Trust Names on File
Last Sale	$220,000 (Apr 2022)
Tax Bill	$13,096 (2025)
Deeds & Mortgages	Sep 2023 Construction Loan Dec 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SS0647108`

Property Details

APN / Parcel Number

Primary APN	`SS0647108`

Exterior

Lot Area	23,936 sqft (0.55 acres)
Lot Dimensions	272 ft deep x 88 ft wide

Location & Zoning

Street Address	3116 BIG BEND RD
City	ELLSTON
State	IA
Zip	50074-4445
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1977 SOUTHSHORE WOODLAND SUBDIVISION
Legal Subdivision	SOUTHSHORE WOODLAND SUB
Legal Lot Number	1977
Jurisdiction	RINGGOLD IA
Township / Civil Division	UNION
Census Block Group	1
Census Block	1058
Census Tract	950100

Owner

3116 Big Bend Rd is held in a trust since June 2025.

Source: Ringgold County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	6317 SUDBURY CT, JOHNSTON, IA 50131-2278
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2023	Deed of Trust, Mortgage · Construction Mortgage LINCOLN SAVINGS BANK
Dec 31, 2024	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING LLC
Jun 16, 2025	Intrafamily Transfer, Transfer
Apr 26, 2022	Warranty Deed, Transfer · Conventional Mortgage LINCOLN SAVINGS BANK
Jun 17, 2013	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2022 · Amount on File
Deed Sale	Apr 26, 2022 · Amount on File
Deed Document Number	2022589
Deed Book / Page	544 / 256
Last Transfer Date	Jun 12, 2025
Transfer Doc	0000000689
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RINGGOLD IA
Property Address	3116 BIG BEND RD, ELLSTON, IA 50074-4445
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6317 SUDBURY CT, JOHNSTON, IA 50131-2278

Mortgage

Document Number	0000566/31
Date	Sep 11, 2023
Book Page	566/31
Instrument	2023- 00000988

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	13 Months
Due	Oct 1, 2024

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RINGGOLD IA
Property Address	3116 BIG BEND RD, ELLSTON, IA 50074-4445
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31116 BIG BEND ROAD, ELLSTON, IA 50074

Mortgage

Document Number	000587/297
Date	Dec 31, 2024
Book Page	587/297
Instrument	2024- 00001430

Lender

Name	NEW AMERICAN FUNDING LLC
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

June 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RINGGOLD IA
Recording Date	Jun 16, 2025
Property Address	3116 BIG BEND RD, ELLSTON, IA 50074-4445
Document Number	0000595/72
Book / Page	595 / 72
Instrument Date	Jun 12, 2025
Instrument	2025- 00000689
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6317 SUDBURY CT, JOHNSTON, IA 50131-2278

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RINGGOLD IA
Recording Date	Apr 26, 2022
Property Address	3116 BIG BEND RD, ELLSTON, IA 50074-4445
Document Number	000544/256
Book / Page	544 / 256
Instrument Date	Apr 20, 2022
Instrument	2022-00000589
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$351.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1977 BIG BEND RD, ELLSTON, IA 50074

Mortgage

Document Number	202200000591
Date	Apr 26, 2022
Instrument	2022-00000591

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 20, 2042

Interest

Rate Type	Fixed Rate

June 2013: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RINGGOLD IA
Recording Date	Jun 17, 2013
Property Address	3116 BIG BEND RD, ELLSTON, IA 50074-4445
Document Number	00396/0295
Book / Page	396 / 0295
Instrument Date	Jun 14, 2013
Instrument	2013- 00000795
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	104 FOSTER DR, DES MOINES, IA 50312-2538

Tax Assessment & Valuation

The 2025 property tax bill for 3116 Big Bend Rd was $13,096, up 80.9% from the year before.

Source: Ringgold County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Ringgold County
Unified School District	Mount Ayr Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,096.00 (+80.93%)	$1,033,782 Land $360,661 Building $673,121	$1,033,782 Land $360,661 Building $673,121
2024	$7,238.00
2023		$190,938 (-) Land $190,938	$190,938 Land $190,938
2022	$3,194.00	$190,938 Land $190,938
2021			$190,938 Land $190,938

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3116 Big Bend Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 17, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3116 Big Bend Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 60% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 500
Verizon Fixed Wireless	300 / 20
Lockridge Networks Fixed Wireless	100 / 20
Windstream DSL · Fixed Wireless in parts of the area	100 / 3

May also be available: T-Mobile.

Nearby Properties on Big Bend Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures