3056 Big Bend Rd, Ellston, IA 50074 Property Records

Ringgold County property record for 3056 Big Bend Rd, Ellston, IA 50074

Property Summary

Property Type	Single Family Home
Lot Size	0.18 acres (8,040 sqft)
Owner	2 Individual Names on File
Last Sale	$111,000 (Jul 2023)
Tax Bill	$7,446 (2025)
Deeds & Mortgages	May 2024 Construction Loan Apr 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SR012027`

Property Details

APN / Parcel Number

Primary APN	`SR012027`

Exterior

Lot Area	8,040 sqft (0.18 acres)
Lot Dimensions	134 ft deep x 60 ft wide

Location & Zoning

Street Address	3056 BIG BEND RD
City	ELLSTON
State	IA
Zip	50074
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 665 SOUTH RIDGE PARK SUBDIVISION
Legal Subdivision	SOUTH RIDGE PARK SUB
Legal Lot Number	665
Jurisdiction	RINGGOLD IA
Township / Civil Division	UNION
Census Block Group	1
Census Block	1058
Census Tract	950100

Owner

3056 Big Bend Rd is owned by two individuals who bought it in July 2023.

Source: Ringgold County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3351 N CATTAIL CRK, CUMMING, IA 50061-9368
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2024	Deed of Trust, Mortgage · Construction Mortgage CITY STATE BANK
Apr 4, 2025	Deed of Trust, Mortgage · Conventional Mortgage CITY STATE BANK
Jul 3, 2023	Affidavit, Transfer
Jul 3, 2023	Affidavit, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2023 · Amount on File
Deed Sale	Jul 3, 2023 · Amount on File
Deed Document Number	2023669
Deed Book / Page	562 / 231
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RINGGOLD IA
Property Address	3056 BIG BEND RD, ELLSTON, IA 50074
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3351 N CATTAIL CRK, CUMMING, IA 50061-9368

Mortgage

Document Number	000576/228
Date	May 10, 2024
Book Page	576/228
Instrument	2024- 00000524

Lender

Name	CITY STATE BANK
Type	Bank
Address	NORWALK, IA 50211

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	9 Months
Due	Feb 10, 2025

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RINGGOLD IA
Property Address	3056 BIG BEND RD, ELLSTON, IA 50074
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3351 N CATTAIL CRK, CUMMING, IA 50061-9368

Mortgage

Document Number	000591/238
Date	Apr 4, 2025
Book Page	591/238
Instrument	2025- 00000364

Lender

Name	CITY STATE BANK
Type	Bank
Address	NORWALK, IA 50211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2055

July 2023: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	RINGGOLD IA
Recording Date	Jul 3, 2023
Property Address	3056 BIG BEND RD, ELLSTON, IA 50074
Document Number	000562/234
Book / Page	562 / 234
Map Reference	MB 1 PG 590
Instrument Date	Jun 29, 2023
Instrument	2023-00000670
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3351 N CATTAIL CRK, CUMMING, IA 50061-9368

July 2023: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	RINGGOLD IA
Recording Date	Jul 3, 2023
Property Address	3056 BIG BEND RD, ELLSTON, IA 50074
Document Number	000562/231
Book / Page	562 / 231
Map Reference	MB 1 PG 590
Instrument Date	Jun 29, 2023
Instrument	2023-00000669
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3351 N CATTAIL CRK, CUMMING, IA 50061-9368

Tax Assessment & Valuation

The 2025 property tax bill for 3056 Big Bend Rd was $7,446, up 1,018% from the year before.

Source: Ringgold County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Ringgold County
Unified School District	Mount Ayr Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,446.00 (+1,018.02%)	$587,833 Land $74,740 Building $513,093	$587,833 Land $74,740 Building $513,093
2024	$666.00
2023		$46,712 (-) Land $46,712	$46,712 Land $46,712
2022	$782.00	$46,712 Land $46,712
2021			$46,712 Land $46,712

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3056 Big Bend Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 17, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3056 Big Bend Rd is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 76% of Iowa
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 500
Verizon Fixed Wireless	300 / 20
Lockridge Networks Fixed Wireless	100 / 20
Windstream DSL	50 / 3

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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