3115 Torboy Dr, Evansville, IN 47725 Property Records

Vanderburgh County property record for 3115 Torboy Dr, Evansville, IN 47725

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,622 sqft · built 2022
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$576,943 (Sep 2022)
Tax Bill	$3,858 (2025)
Deeds & Mortgages	Sep 2022 Sale Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`070-94-09-4290-31`

Property Details

APN / Parcel Number

Primary APN	`070-94-09-4290-31`
Alternative APNs	`82-04-15-009-429.031-030` `00000000409`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,622 sqft Living Area
1st Floor Area	2,622 sqft
Attic	Attic
Attic Area	150 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Wood
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	103 ft deep x 76 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00000000409
Street Address	3115 TORBOY DR
City	EVANSVILLE
State	IN
Zip	47725-0006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCCUTCHAN TRACE SEC 2 LOT 172
Legal Subdivision	MCCUTCHAN TRACE SECTION 2
Legal Lot Number	172
Jurisdiction	VANDERBURGH IN
Township / Civil Division	SCOTT
Census Block Group	1
Census Block	1040
Census Tract	10701

Owner

3115 Torboy Dr is owned and occupied by an individual who bought it in September 2022.

Source: Vanderburgh County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	3115 TORBOY DR, EVANSVILLE, IN 47725-0006
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Warranty Deed, Transfer
Sep 21, 2022	Warranty Deed, Subdivision Related Transfer · VA Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2022 · Amount on File
Deed Sale	Sep 21, 2022 · Amount on File
Prior Sale	Sep 21, 2022 · Amount on File
Deed Document Number	202223008
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VANDERBURGH IN
Recording Date	Sep 21, 2022
Property Address	3115 TORBOY DR, EVANSVILLE, IN 47725-0006
Document Number	2022R00023007
Map Reference	DOC 2022R00000799
Instrument Date	Sep 12, 2022
Instrument	2022R00023007
Transaction Type	Transfer
Record Updated	Jan 12, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3624 WATHENS XING, OWENSBORO, KY 42301-7035
Investor	Possibly a Property Investor

September 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	VANDERBURGH IN
Recording Date	Sep 21, 2022
Property Address	3115 TORBOY DR, EVANSVILLE, IN 47725-0006
Document Number	2022R00023008
Map Reference	DOC 2022R00000799
Instrument Date	Sep 12, 2022
Instrument	2022R00023008
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 12, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3115 TORBOY DRIVE, EVANSVILLE, IN 47725-0006

Mortgage

Document Number	2022R00023009
Date	Sep 21, 2022
Instrument	2022R00023009

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3115 Torboy Dr was $3,858 with a homeowner's exemption, up 2.3% from the year before.

Source: Vanderburgh County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Vanderburgh County
County Subdivision	Scott Township
Unified School District	Evansville-Vanderburgh School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,858.00 (+2.28%) Homeowner's exemption	$387,800 Land $33,600 Building $354,200	$387,800 Land $33,600 Building $354,200
2024	$3,772.00 (-7.93%)
2023	$4,097.00	$379,800 Land $25,800 Building $354,000	$379,800 Land $25,800 Building $354,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3115 Torboy Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3115 Torboy Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EVANSVILLE WATER UTILITY serves 182,444 people · EPA ID IN5282002
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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