3104 Torboy Dr, Evansville, IN 47725 Property Records

Vanderburgh County property record for 3104 Torboy Dr, Evansville, IN 47725

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,438 sqft · built 2022
Lot Size	0.165 acres (7,187 sqft)
Owner	2 Individual Names on File
Last Sale	$288,516 (Jan 2026)
Tax Bill	$2,704 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage May 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`070-94-09-4290-14`

Property Details

APN / Parcel Number

Primary APN	`070-94-09-4290-14`
Alternative APNs	`82-04-15-009-429.014-030` `00000000393`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,438 sqft Living Area
1st Floor Area	1,438 sqft
Family Room	Family Room

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00000000393
Street Address	3104 TORBOY DR
City	EVANSVILLE
State	IN
Zip	47725-0006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCCUTCHAN TRACE SEC 2 LOT 32
Legal Subdivision	MCCUTCHAN TRACE SECTION 2
Legal Lot Number	32
Jurisdiction	VANDERBURGH IN
Township / Civil Division	SCOTT
Census Block Group	1
Census Block	1040
Census Tract	10701

Owner

3104 Torboy Dr is owned and occupied by two individuals who bought it in January 2026.

Source: Vanderburgh County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3104 TORBOY DR, EVANSVILLE, IN 47725-0006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE MASTERS OF INDIANA INC
May 2, 2025	Warranty Deed, Transfer · Commercial Mortgage INDEPENDENCE BANK
Dec 27, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST FEDERAL SAVINGS BANK
Mar 8, 2022	Warranty Deed, Transfer · Commercial Mortgage INDEPENDENCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2026 · Amount on File
Deed Sale	Jan 5, 2026 · Amount on File
Prior Sale	May 2, 2025 · Amount on File
Deed Document Number	2026212
Record Updated	Sep 20, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VANDERBURGH IN
Recording Date	Jan 5, 2026
Property Address	3104 TORBOY DR, EVANSVILLE, IN 47725-0006
Document Number	2026R00000212
Map Reference	MB V PG 113 INST 202
Instrument Date	Jan 5, 2026
Instrument	2026R00000212
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3104 TORBOY DR, EVANSVILLE, IN 47725-0006

Mortgage

Document Number	2026R00000213
Date	Jan 5, 2026
Instrument	2026R00000213

Lender

Name	MORTGAGE MASTERS OF INDIANA INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VANDERBURGH IN
Recording Date	May 2, 2025
Property Address	3104 TORBOY DR, EVANSVILLE, IN 47725-0006
Document Number	2025R00007848
Map Reference	MB V PG 113 DOC 2022
Instrument Date	Apr 30, 2025
Instrument	2025R00007848
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3624 WATHENS XING, OWENSBORO, KY 42301-7035
Investor	Possibly a Property Investor

Mortgage

Document Number	2025R00007849
Date	May 2, 2025
Instrument	2025R00007849

Lender

Name	INDEPENDENCE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	2 Months
Due	Jun 30, 2025

December 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	VANDERBURGH IN
Recording Date	Dec 27, 2022
Property Address	3104 TORBOY DR, EVANSVILLE, IN 47725-0006
Document Number	2022R00030534
Map Reference	DOC 2022R00000799
Instrument Date	Feb 25, 2022
Instrument	2022R00030534
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3104 TORBOY DR, EVANSVILLE, IN 47725-0006

Mortgage

Document Number	2022R00030535
Date	Dec 27, 2022
Instrument	2022R00030535

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VANDERBURGH IN
Recording Date	Mar 8, 2022
Property Address	3104 TORBOY DR, EVANSVILLE, IN 47725-0006
Document Number	2022R00005719
Map Reference	DOC 2022R00000799
Instrument Date	Feb 25, 2022
Instrument	2022R00005719
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3624 WATHENS XING, OWENSBORO, KY 42301-7035
Investor	Possibly a Property Investor

Mortgage

Document Number	2022R00005720
Date	Mar 8, 2022
Instrument	2022R00005720

Lender

Name	INDEPENDENCE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	4 Months
Due	Jun 30, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 3104 Torboy Dr was $2,704 with a homeowner's exemption, up 1.3% from the year before.

Source: Vanderburgh County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Vanderburgh County
County Subdivision	Scott Township
Unified School District	Evansville-Vanderburgh School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,704.00 (+1.31%) Homeowner's exemption	$276,500 (+12.12%) Land $28,800 Building $247,700	$276,500 (+12.12%) Land $28,800 Building $247,700
2024	$2,669.00 (-7.87%) Homeowner's exemption	$246,600 (-7.71%) Land $20,400 Building $226,200	$246,600 (-7.71%) Land $20,400 Building $226,200
2023	$2,897.00	$267,200 Land $22,200 Building $245,000	$267,200 Land $22,200 Building $245,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3104 Torboy Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3104 Torboy Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EVANSVILLE WATER UTILITY serves 182,444 people · EPA ID IN5282002
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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