Mecklenburg County property record for 3115 Mountainbrook Rd, Charlotte, NC 28210
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,043 sqft · built 1958 |
| Lot Size | 0.351 acres (15,308 sqft) |
| Owner | Individual Name on File |
| Last Sale | $330,000 (Mar 2013) |
| Tax Bill | $6,389 (2023) |
| Deeds & Mortgages | Nov 2025 Line of Credit Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 209-051-02 |
| Primary APN | 209-051-02 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,043 sqft Heated Area |
| Gross Area | 2,955 sqft |
| 1st Floor Area | 2,043 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 15,308 sqft (0.351 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 230 sqft |
| Deck Area | 160 sqft |
| Patio Area | 92 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 209-051-02 |
|---|---|
| Street Address | 3115 MOUNTAINBROOK RD |
| City | CHARLOTTE |
| State | NC |
| Zip | 28210-4831 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L10 M8-73 |
| Legal Subdivision | MOUNTAINBROOK ADD 01 |
| Legal Lot Number | 10 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 3006 |
3115 Mountainbrook Rd is owned and occupied by an individual who bought it in March 2013.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3115 MOUNTAINBROOK RD, CHARLOTTE, NC 28210-4831 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 10, 2025 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jun 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| May 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Nov 20, 2017 | Deed of Trust, Mortgage · Conventional with PMI BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 11, 2013 · Amount on File |
| Deed Sale | Mar 11, 2013 · Amount on File |
| Prior Sale | Nov 24, 2004 · Amount on File |
| Deed Document Number | 0028138577 |
| Deed Book / Page | 28138 / 577 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 3115 MOUNTAINBROOK RD, CHARLOTTE, NC 28210-4831 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3115 MOUNTAINBROOK RD, CHARLOTTE, NC 28210-4831 |
| Document Number | 0000115136 |
|---|---|
| Date | Nov 10, 2025 |
| Book Page | 39991/976 |
| Instrument | 2025115136 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Nov 15, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 3115 MOUNTAINBROOK RD, CHARLOTTE, NC 28210-4831 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000107981 |
|---|---|
| Date | Jun 1, 2021 |
| Book Page | 36133/955 |
| Instrument | 2021107981 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30326 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 3115 MOUNTAINBROOK RD, CHARLOTTE, NC 28210-4831 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000073279 |
|---|---|
| Date | May 22, 2020 |
| Book Page | 34601/221 |
| Instrument | 2020073279 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30326 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 3115 MOUNTAINBROOK RD, CHARLOTTE, NC 28210-4831 |
| Document Number | 0000158838 |
| Instrument Date | Nov 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3115 MOUNTAINBROOK RD CHARLOTTE NC 282104831, CHARLOTTE, NC 28210-4831 |
| Document Number | 0000158838 |
|---|---|
| Date | Nov 27, 2017 |
| Book Page | 032295/000580 |
| Instrument | 158838 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 26, 2047 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 3115 Mountainbrook Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 9 (1981–2023) |
| Claims Outside the SFHA | 7 of 9 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3115 Mountainbrook Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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