3040 Mountainbrook Rd, Charlotte, NC 28210 Property Records

Mecklenburg County property record for 3040 Mountainbrook Rd, Charlotte, NC 28210

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,934 sqft · built 1961
Lot Size0.38 acres (16,553 sqft)
Owner2 Individual Names on Record
Last Sale$921,000 (Dec 2021)
Tax Bill$7,031 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Jan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN209-061-05

Property Details

APN / Parcel Number

Primary APN209-061-05

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,934 sqft Living Area
Gross Area3,454 sqft
1st Floor Area1,462 sqft
Upper Floors Area1,472 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 2015
Exterior MaterialBrick
Foundation TypeNo Foundation
Roof TypeHip
Roof MaterialOther
Lot Area16,553 sqft (0.38 acres)
Garage TypeAttached
Garage Area520 sqft
PorchFinished/Screened Porch
Porch Area130 sqft
Patio Area315 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3040 MOUNTAINBROOK RD
CityCHARLOTTE
StateNC
Zip28210-4830
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL57 M8-73 &75
Legal SubdivisionMOUNTAINBROOK ADD 01
Legal Block1
Legal Lot Number57
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1004
Census Tract3006

Owner

Source: Mecklenburg County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3040 MOUNTAINBROOK RD, CHARLOTTE, NC 28210-4830
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2021Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Jan 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2021 · Amount on Record
Deed SaleDec 1, 2021 · Amount on Record
Prior SaleJun 7, 2013 · Amount on Record
Deed Document Number2021227154
Deed Book / Page36822 / 949
Prior Transfer DateDec 2, 2011
Prior Transfer Doc0000010276
Record UpdatedSep 20, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateDec 1, 2021
Property Address3040 MOUNTAINBROOK RD, CHARLOTTE, NC 28210-4830
Document Number0000227154
Book / Page36822 / 949
Map ReferenceMB 8 PG 73
Instrument DateNov 30, 2021
Instrument2021227154
Transaction TypeTransfer
Record UpdatedMay 22, 2026
Title CompanyATLANTIC CAROLINAS TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,842.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2521 CROYDON RD, CHARLOTTE, NC 28209-1619

Transferred To (Grantee/Buyer)

NameVerified Name
Address3040 MOUNTAINBROOK RD, CHARLOTTE, NC 28210-4830
InvestorPossibly a Property Investor

Mortgage

Document Number0000227155
DateDec 1, 2021
Instrument2021227155
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address3040 MOUNTAINBROOK RD, CHARLOTTE, NC 28210-4830
Transaction TypeMortgage
Record UpdatedFeb 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016261
DateJan 27, 2021
Book Page35600/433
Instrument2021016261
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2036

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,031.00$894,200 Land $370,000 Building $524,200$894,200 Land $370,000 Building $524,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims9 (1981–2023)
Claims Outside the SFHA7 of 9
Most Recent ClaimJul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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