3115 Morrow Ave, Waco, TX 76707 Property Records

McLennan County property record for 3115 Morrow Ave, Waco, TX 76707 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,232 sqft · built 1927
Lot Size	0.182 acres (7,950 sqft)
Owner	Individual Name on File
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`480236000304000`

Property Details

APN / Parcel Number

Primary APN	`480236000304000`
Alternative APNs	`4802360003040000111` `178052`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Flooring	Softwood

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1992
Exterior Material	Asbestos
Construction Type	Wood
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	7,950 sqft (0.182 acres)
Lot Dimensions	150 ft deep x 53 ft wide
Garage Type	Detached
Garage Area	360 sqft
Driveway	Driveway
Driveway Area	900 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	88 sqft
Patio Area	98 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	178052
Old Parcel Number	4802360003040000111
Street Address	3115 MORROW AVE
City	WACO
State	TX
Zip	76707-3258
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUACO HTS LOT 4 BLOCK 25 ACRES .1825
Legal Subdivision	HUACO HTS
Legal Block	25
Legal Lot Number	4
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2019
Census Tract	800

Owner

Source: McLennan County records · APN 480236000304000

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3115 MORROW AVE, WACO, TX 76707-3258
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 27, 1998
Deed Sale	Aug 27, 1998
Deed Document Number	0000337553
Record Updated	Jun 08, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	3115 MORROW AVE, WACO, TX 76707-3258
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031451
Date	Sep 08, 2020
Instrument	2020031451

Lender

Name	LOANPAL LLC
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Assessed Value	Assessed Market Value
2025	$130,826 (-8.42%) Land $21,230 Building $122,630	$143,860 (+0.71%) Land $21,230 Building $122,630
2023	$142,850 Land $21,230 Building $121,620	$142,850 Land $21,230 Building $121,620

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLennan County (48309C), updated June 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483090008002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 3 individual NFIP policies nearby
Nearby Flood Policies	3 in force 1 of 3 on primary residences
Nearby Flood Claims	10 (1989–2026)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Jun 2026, river or lake flooding
Flood Events	Severe Storms, Tornadoes & Flooding (May 1989), 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.