3104 Morrow Ave, Waco, TX 76707 Property Records

McLennan County property record for 3104 Morrow Ave, Waco, TX 76707

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,664 sqft · built 1925
Lot Size0.181 acres (7,875 sqft)
OwnerCompany Name on Record
Tax Bill$2,585 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Jan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN48-023600-020100-9

Property Details

APN / Parcel Number

Primary APN48-023600-020100-9
Alternative APNs
  • 4802360002010090111
  • 177952

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,664 sqft Living Area
1st Floor Area1,664 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1958
Exterior MaterialWood
Construction TypeWood
Roof TypeReinforced Concrete
Roof MaterialComposition Shingle
Lot Area7,875 sqft (0.181 acres)
Garage Area220 sqft
DrivewayAsphalt Driveway
Driveway Area330 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area224 sqft
Storage Building100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3104 MORROW AVE
CityWACO
StateTX
Zip76707-3259
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionHUACO HTS LOT 2 BLOCK 17 ACRES .1808
Legal SubdivisionHUACO HTS
Legal Block17
Legal Lot Number2
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group2
Census Block2032
Census Tract800

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address10131 POLO PARK CIR, WACO, TX 76712-8348
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2020Deed of Trust, Mortgage · Commercial Mortgage
THE FIRST NATIONAL BANK OF HEBBRONVILLE
Jan 10, 2020Warranty Deed, Transfer
FIRST NAT'L BK/MCGREGOR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 16, 2008
Deed SaleDec 16, 2008
Prior SaleAug 24, 2007 · Amount on Record
Deed Document Number200840036
Prior Transfer DateJun 30, 2008
Prior Transfer Doc0000040036
Record UpdatedOct 29, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address3104 MORROW AVE, WACO, TX 76707-3259
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003675
DateFeb 3, 2020
Instrument2020003675
Lender
NameTHE FIRST NATIONAL BANK OF HEBBRONVILLE
TypeBank
AddressMC GREGOR, TX 76657
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateJan 10, 2020
Property Address3104 MORROW AVE, WACO, TX 76707-3259
Document Number0000001059
Instrument DateJan 10, 2020
Instrument1059
Transaction TypeTransfer
Record UpdatedFeb 3, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10131 POLO PARK CIR WACO TX 767128348, WACO, TX 76712-8348

Mortgage

Document Number1060
DateJan 10, 2020
Instrument1060
Lender
NameFIRST NAT'L BK/MCGREGOR
TypeBank
AddressMCGREGOR, TX 76657
Agreement
AmountAmount Recorded
Term240 Months
DueJan 9, 2040

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$105,000 (-8.7%) Land $23,310 Building $81,690$105,000 (-8.7%) Land $23,310 Building $81,690
2025$2,585.00 (-9.3%)$115,000 (-9%) Land $21,110 Building $93,890$115,000 (-9%) Land $21,110 Building $93,890
2024$2,850.00 (+0.6%)
2023$126,370 Land $18,430 Building $107,940$126,370 Land $18,430 Building $107,940
2022$2,833.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims10 (1989–2026)
Claims Outside the SFHA1 of 10
Most Recent ClaimJun 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes & Flooding, May 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Central Link Broadband
Fixed Wireless
100 / 20

May also be available: T-Mobile.

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