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3115 Middle Ranch Rd, Pebble Beach, CA 93953 Property Records

Monterey County property record for 3115 Middle Ranch Rd, Pebble Beach, CA 93953

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,600 sqft · built 1959
Lot Size0.252 acres (11,000 sqft)
OwnerCompany Name on Record
Last Sale$2,250,000 (Aug 2021)
Tax Bill$27,087 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Oct 2021 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN007-432-002-000

Property Details

APN / Parcel Number

Primary APN007-432-002-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,600 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Architectural StyleOther
Construction TypeWood
Lot Area11,000 sqft (0.252 acres)
Garage TypeAttached
Garage Area432 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address3115 MIDDLE RANCH RD
CityPEBBLE BEACH
StateCA
Zip93953-2919
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMONTEREY PENINSULA COUNTRY CLUB 1 LOT 2 BLK 62
Legal SubdivisionMONTEREY PENINSULA COUNTRY CLUB 1
Legal Block62
Legal Lot Number2
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group2
Census Block2001
Census Tract11901

Owner

Source: Monterey County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Co-owner2 Co-owners on Record
Mailing Address926 COLONIAL LN, PALO ALTO, CA 94303-3726
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
MORGAN STANLEY PRIVATE BANK NA
Oct 4, 2021Intrafamily Transfer, Transfer
Oct 4, 2021Intrafamily Transfer, Transfer
Aug 19, 2021Grant Deed, Transfer
CHICAGO TITLE COMPANY
Nov 16, 2020Quit Claim Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Nov 16, 2020Grant Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleAug 19, 2021 · Amount on Record
Deed SaleAug 19, 2021 · Amount on Record
Prior SaleOct 4, 2021
Deed Document Number0000056127
Record UpdatedJun 7, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address3115 MIDDLE RANCH RD, PEBBLE BEACH, CA 93953-2919
Transaction TypeMortgage
Record UpdatedJul 21, 2022
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address46271 CLUB TERRACE DR, INDIAN WELLS, CA 92210-9058

Mortgage

Document Number0000014126
DateFeb 24, 2021
Instrument2021014126
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
AddressCINCINNATI, OH 45245
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.4%
Type Change DateMar 1, 2028
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change7.4%
Index1-Year LIBOR
Max Rate7.4%

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTEREY CA
Recording DateOct 4, 2021
Property Address3115 MIDDLE RANCH RD, PEBBLE BEACH, CA 93953-2919
Document Number0000065604
Map ReferenceMB 3 PG 26
Instrument DateSep 23, 2021
Instrument2021065604
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address926 COLONIAL LN, PALO ALTO, CA 94303-3726
InvestorPossibly a Property Investor

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTEREY CA
Recording DateOct 4, 2021
Property Address3115 MIDDLE RANCH RD, PEBBLE BEACH, CA 93953-2919
Document Number0000065603
Map ReferenceMB 3 PG 26
Instrument DateSep 22, 2021
Instrument2021065603
Transaction TypeTransfer
Record UpdatedJul 21, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address926 COLONIAL LN, PALO ALTO, CA 94303-3726
InvestorPossibly a Property Investor

August 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTEREY CA
Recording DateAug 19, 2021
Property Address3115 MIDDLE RANCH RD, PEBBLE BEACH, CA 93953-2919
Document Number0000056127
Map ReferenceMB 3 PG 26
Instrument DateAug 3, 2021
Instrument2021056127
Transaction TypeTransfer
Record UpdatedJul 21, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address926 COLONIAL LN, PALO ALTO, CA 94303-3726
InvestorPossibly a Property Investor

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONTEREY CA
Recording DateNov 16, 2020
Property Address3115 MIDDLE RANCH RD, PEBBLE BEACH, CA 93953-2919
Document Number0000066317
Instrument DateNov 11, 2020
Instrument66317
Transaction TypeTransfer
Record UpdatedDec 1, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address1080 LARIAT LN PEBBLE BEACH CA 939532816, PEBBLE BEACH, CA 93953-2816

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTEREY CA
Recording DateNov 16, 2020
Property Address3115 MIDDLE RANCH RD, PEBBLE BEACH, CA 93953-2919
Document Number0000066318
Instrument DateNov 10, 2020
Instrument66318
Transaction TypeTransfer
Record UpdatedDec 1, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
Tax$1,975.00
Amount AccuracyFull Value
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address3115 MIDDLE RANCH RD PEBBLE BEACH CA 939532919, PEBBLE BEACH, CA 93953-2919

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Unified School DistrictPacific Grove Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$27,087.00 (+4.14%)$2,385,064 (+4.04%) Land $1,453,854 Building $931,210
2023$26,010.00 (+2.2%)$2,292,450 Land $1,397,400 Building $895,050
2022$25,449.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of California
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM WATER COMPANY - MONTEREY
private · serves 128,928 people · EPA ID CA2710004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35

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