3108 Middle Ranch Rd, Pebble Beach, CA 93953 Property Records

Monterey County property record for 3108 Middle Ranch Rd, Pebble Beach, CA 93953

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,540 sqft · built 1961
Lot Size0.26 acres (11,360 sqft)
OwnerIndividual Name on File
Last Sale$1,169,500 (Feb 2006)
Tax Bill$18,123 (2025)
Deeds & MortgagesJun 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN007-431-009-000

Property Details

APN / Parcel Number

Primary APN007-431-009-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,540 sqft Living Area
Gross Area1,918 sqft
Fireplaces3 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Architectural StyleOther
Construction TypeWood
Lot Area11,360 sqft (0.26 acres)
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces
Total Buildings2 Buildings

Location & Zoning

Street Address3108 MIDDLE RANCH RD
CityPEBBLE BEACH
StateCA
Zip93953-2920
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMONTEREY PENINSULA COUNTRY CLUB 1 LOT 3 BLK 59
Legal SubdivisionMONTEREY PENINSULA COUNTRY CLUB 1
Legal Block59
Legal Lot Number3
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group2
Census Block2006
Census Tract11902

Owner

Source: Monterey County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address770 HILLSBOROUGH BLVD, HILLSBOROUGH, CA 94010-6530
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 28, 2006 · Amount on Record
Deed SaleFeb 28, 2006 · Amount on Record
Prior SaleSep 16, 2009
Deed Document Number0000017944
Record UpdatedJun 7, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address3108 MIDDLE RANCH RD, PEBBLE BEACH, CA 93953-2920
Transaction TypeMortgage
Record UpdatedJun 22, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address770 HILLSBOROUGH BLVD, HILLSBOROUGH, CA 94010-6530

Mortgage

Document Number0000041016
DateJun 10, 2021
Instrument2021041016
Lender
NameFIRST REPUBLIC BANK
TypeBank
AddressSAN FRANCISCO, CA 94111
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueMay 26, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Unified School DistrictPacific Grove Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$18,123.00 (+4.15%)$1,566,867 (+4.04%) Land $937,846 Building $629,021
2023$17,401.00 (+2.26%)$1,506,026 Land $901,429 Building $604,597
2022$17,016.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims3 (2022–2023)
Claims Outside the SFHA3 of 3
Most Recent ClaimMar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Dec 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of California
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM WATER COMPANY - MONTEREY
private · serves 128,928 people · EPA ID CA2710004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35

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