Charles County property record for 3115 Eutaw Forest Dr, Waldorf, MD 20603
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,244 sqft · built 1981 |
| Lot Size | 0.51 acres (22,212 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $455,000 (Mar 2023) |
| Tax Bill | $11,585 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Mar 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-107036 |
| Primary APN | 06-107036 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,244 sqft Living Area |
| Gross Area | 2,820 sqft |
| 1st Floor Area | 1,320 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 22,212 sqft (0.51 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 84 sqft |
| Deck Area | 544 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 107036 |
|---|---|
| Street Address | 3115 EUTAW FOREST DR |
| City | WALDORF |
| State | MD |
| Zip | 20603-4090 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WCD |
| Legal Description | LOT 78 PLAT 1 EUTAW FOREST SUB |
| Legal Subdivision | EUTAW FOREST SUB |
| Legal Block | 1 |
| Legal Lot Number | 78 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 850712 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3115 EUTAW FOREST DR, WALDORF, MD 20603-4090 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Mar 29, 2023 | Deed, Transfer · FHA Mortgage 1ST FINANCIAL INC |
| May 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF KANSAS CITY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 29, 2023 · Amount on Record |
| Deed Sale | Mar 29, 2023 · Amount on Record |
| Prior Sale | Nov 9, 2011 · Amount on Record |
| Deed Book / Page | 12890 / 219 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 3115 EUTAW FOREST DR, WALDORF, MD 20603-4090 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Title Company | 2020 TITLE LLC, 20 20 TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 3115 EUTAW FOREST DR, WALDORF, MD 20603-4090 |
| Document Number | 0123070147 |
|---|---|
| Date | Dec 29, 2021 |
| Book Page | 12307/147 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Mar 29, 2023 |
| Property Address | 3115 EUTAW FOREST DR, WALDORF, MD 20603-4090 |
| Document Number | 0128900219 |
| Book / Page | 12890 / 219 |
| Map Reference | MB 27 PG 176 |
| Instrument Date | Mar 24, 2023 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2023 |
| Title Company | NOT AVAILABLE, RESOLUTE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,137.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 3115 EUTAW FOREST DR, WALDORF, MD 20603-4090 |
| Document Number | 0012890226 |
|---|---|
| Date | Mar 29, 2023 |
| Instrument | 12890/226 |
| Name | 1ST FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 3115 EUTAW FOREST DR, WALDORF, MD 20603-4090 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0111420007 |
|---|---|
| Date | May 26, 2020 |
| Book Page | 11142/7 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $440,233 (+32.87%) | $541,900 (+39.16%) Land $120,300 Building $421,600 | |
| 2025 | $11,585.00 (+147.17%) | ||
| 2023 | $4,687.00 (+23.77%) | $331,333 (+9.6%) | $389,400 (+28.81%) Land $120,300 Building $269,100 |
| 2022 | $3,787.00 Homeowner's exemption | $302,300 Land $110,200 Building $192,100 | $302,300 Land $110,200 Building $192,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1994–2018) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Oct 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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