Charles County property record for 3108 Eutaw Forest Dr, Waldorf, MD 20603
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 2 ba · 2,508 sqft · built 1981 |
| Lot Size | 0.486 acres (21,148 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $354,850 (Dec 2019) |
| Tax Bill | $11,515 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-106315 |
| Primary APN | 06-106315 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,508 sqft Gross Area |
| 1st Floor Area | 1,794 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 21,148 sqft (0.486 acres) |
| Garage Type | Attached |
| Garage Area | 650 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | 288 sqft |
| Patio Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 106315 |
|---|---|
| Street Address | 3108 EUTAW FOREST DR |
| City | WALDORF |
| State | MD |
| Zip | 20603-4056 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | WCD |
| Legal Description | LOT 20 PLAT 1 EUTAW FOREST SUB |
| Legal Subdivision | EUTAW FOREST SUB |
| Legal Block | 1 |
| Legal Lot Number | 20 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 850712 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3108 EUTAW FOREST DR, WALDORF, MD 20603-4056 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 4, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 10, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Dec 5, 2019 | Deed, Transfer · VA Mortgage C&F MORTGAGE CORP |
| Jan 6, 2017 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2019 · Amount on Record |
| Deed Sale | Dec 5, 2019 · Amount on Record |
| Prior Sale | Mar 20, 2006 · Amount on Record |
| Deed Book / Page | 10901 / 380 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 3108 EUTAW FOREST DR, WALDORF, MD 20603-4056 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0113070349 |
|---|---|
| Date | Sep 4, 2020 |
| Book Page | 11307/349 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 3108 EUTAW FOREST DR, WALDORF, MD 20603-4056 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0119970250 |
|---|---|
| Date | Aug 10, 2021 |
| Book Page | 11997/250 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 342 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Dec 5, 2019 |
| Property Address | 3108 EUTAW FOREST DR, WALDORF, MD 20603-4056 |
| Document Number | 0109010380 |
| Book / Page | 10901 / 380 |
| Map Reference | MB 27 FO 176 |
| Instrument Date | Oct 18, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | CAPITOL SETTLEMENTS LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,661.38 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3108 EUTAW FOREST DR, WALDORF, MD 20603-4056 |
| Document Number | 10901388 |
|---|---|
| Date | Dec 5, 2019 |
| Instrument | 10901/388 |
| Name | C&F MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 3108 EUTAW FOREST DR, WALDORF, MD 20603-4056 |
| Document Number | 0096990115 |
| Book / Page | 009699 / 000115 |
| Instrument Date | Jan 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2017 |
| Title Company | NAVY FEDERAL TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3108 EUTAW FOREST DR WALDORF MD 206034056, WALDORF, MD 20603-4056 |
| Document Number | 0096990115 |
|---|---|
| Date | Jan 18, 2017 |
| Book Page | 009699/000115 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 17, 2047 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $470,033 (+25.76%) | $492,300 (+7.28%) Land $120,300 Building $372,000 | |
| 2025 | $11,515.00 (+144.48%) | ||
| 2023 | $4,710.00 Homeowner's exemption | $373,767 | $458,900 Land $120,300 Building $338,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1994–2018) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Oct 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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