3115 E Ermina Ave, Spokane, WA 99207 Property Records

Spokane County property record for 3115 E Ermina Ave, Spokane, WA 99207

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,370 sqft · built 1954
Lot Size0.163 acres (7,100 sqft)
Owner2 Individual Names on Record
Last Sale$280,000 (Dec 2021)
Tax Bill$2,993 (2026)
Deeds & MortgagesDec 2021 Sale & Mortgage
Oct 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN35103.0709

Property Details

APN / Parcel Number

Primary APN35103.0709

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,370 sqft Living Area
Gross Area1,440 sqft
1st Floor Area720 sqft
Basement Area720 sqft
Finished Basement650 sqft
Unfinished Basement70 sqft
Utility RoomUtility Room

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 2021
Architectural StyleRanch
Exterior MaterialMetal
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,100 sqft (0.163 acres)
Lot Dimensions142 ft deep x 50 ft wide

Exterior Amenities

Deck Area320 sqft
Patio Area15 sqft
Canopy335 sqft
Lean-To120 sqft
Pole Barn576 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3115 E ERMINA AVE
CitySPOKANE
StateWA
Zip99207-5409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionRIVERSIDE PETER SAPRO L9 B47
Legal Range43E
Legal Township25N
Legal Section10
Legal SubdivisionRIVERSIDE PETER SAPRO
Legal Block47
Legal Lot Number9
JurisdictionSPOKANE WA
Township / Civil DivisionSPOKANE
Census Block Group1
Census Block1012
Census Tract2600

Owner

Source: Spokane County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3115 E ERMINA AVE, SPOKANE, WA 99207-5409
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 6, 2021Warranty Deed, Transfer · Conventional Mortgage
NUMERICA CU
Oct 21, 2019Warranty Deed, Transfer · Conventional Mortgage
PREMIER MORTGAGE RESOURCES LLC
Aug 10, 2017Warranty Deed, Transfer · FHA Mortgage
HOMESTREET BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 6, 2021 · Amount on Record
Deed SaleDec 6, 2021 · Amount on Record
Prior SaleOct 21, 2019 · Amount on Record
Deed Document Number20217157601
Record UpdatedSep 20, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateDec 6, 2021
Property Address3115 E ERMINA AVE, SPOKANE, WA 99207-5409
Document Number0007157601
Map ReferenceVOL A PG 206&207
Instrument DateNov 19, 2021
Instrument7157601
Transaction TypeTransfer
Record UpdatedJun 23, 2022
Title CompanySPOKANE COUNTY TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$4,485.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3115 E ERMINA AVE, SPOKANE, WA 99207-5409

Mortgage

Document Number0007157602
DateDec 6, 2021
Instrument7157602
Lender
NameNUMERICA CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

Mortgage

Document Number0007157603
DateDec 6, 2021
Instrument7157603
Lender
NameWASHINGTON STATE HOUSING FIN COMMISSION
TypeGovernment Agency
AddressSEATTLE, WA 98104
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateOct 21, 2019
Property Address3115 E ERMINA AVE, SPOKANE, WA 99207-5409
Document Number0006855367
Map ReferenceVOL A PG 206&207
Instrument DateOct 17, 2019
Instrument6855367
Transaction TypeTransfer
Record UpdatedSep 16, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,547.20
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3115 E ERMINA AVE, SPOKANE, WA 99207-5409

Mortgage

Document Number0006855368
DateOct 21, 2019
Instrument6855368
Lender
NamePREMIER MORTGAGE RESOURCES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

Mortgage

Document Number0006855369
DateOct 21, 2019
Instrument6855369
Lender
NameWASHINGTON STATE HOUSING FIN COMMISSION
TypeGovernment Agency
Agreement
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateAug 10, 2017
Property Address3115 E ERMINA AVE, SPOKANE, WA 99207-5409
Document Number0006629984
Map ReferenceVOL A PG206&207
Instrument DateAug 8, 2017
Instrument6629984
Transaction TypeTransfer
Record UpdatedSep 16, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,977.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3115 E ERMINA AVE, SPOKANE, WA 99207-5409

Mortgage

Document Number0006629985
DateAug 10, 2017
Instrument6629985
Lender
NameHOMESTREET BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2047

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalitySpokane City
Unified School DistrictSpokane Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,993.00 (+4.1%)$290,800 (+7.11%) Land $75,000 Building $215,800$290,800 (+7.11%) Land $75,000 Building $215,800
2025$2,875.00 (+8.12%)
2024$271,500 (+28.19%) Land $75,000 Building $196,500$271,500 (+28.19%) Land $75,000 Building $196,500
2023$2,659.00 (+7.17%)$211,800 Land $47,000 Building $164,800$211,800 Land $47,000 Building $164,800
2022$2,481.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.6% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPOKANE
serves 346,138 people · EPA ID WA5383100
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Wind Wireless
Fixed Wireless
100 / 20
Intermax Networks
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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