3103 E Ermina Ave, Spokane, WA 99207 Property Records

Spokane County property record for 3103 E Ermina Ave, Spokane, WA 99207

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,890 sqft · built 1954
Lot Size0.163 acres (7,100 sqft)
OwnerIndividual Name on Record
Last Sale$130,000 (Nov 2019)
Tax Bill$3,558 (2026)
Deeds & MortgagesOct 2019 Sale & Mortgage
Nov 2019 Sale
Flood ZoneZone X (minimal risk)
APN35103.0707

Property Details

APN / Parcel Number

Primary APN35103.0707

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms9 Rooms
Building Area1,890 sqft Living Area
Gross Area1,952 sqft
1st Floor Area1,040 sqft
Basement Area912 sqft
Finished Basement850 sqft
Unfinished Basement62 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 2019
Architectural StyleRanch
Exterior MaterialMetal
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,100 sqft (0.163 acres)
Lot Dimensions142 ft deep x 50 ft wide
Patio Area352 sqft
Canopy377 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3103 E ERMINA AVE
CitySPOKANE
StateWA
Zip99207-5409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionRIVERSIDE PETER SAPRO L7 B47
Legal SubdivisionRIVERSIDE PETER SAPRO
Legal Block47
Legal Lot Number7
JurisdictionSPOKANE WA
Township / Civil DivisionSPOKANE
Census Block Group1
Census Block1012
Census Tract2600

Owner

Source: Spokane County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3103 E ERMINA AVE, SPOKANE, WA 99207-5409
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2019Warranty Deed, Transfer · Conventional with PMI
QUICKEN LNS
Nov 14, 2019Grant Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 14, 2019 · Amount on Record
Deed SaleNov 14, 2019 · Amount on Record
Prior SaleOct 22, 2019 · Amount on Record
Deed Document Number20196863794
Record UpdatedSep 20, 2026

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateOct 22, 2019
Property Address3103 E ERMINA AVE, SPOKANE, WA 99207-5409
Document Number0006855863
Instrument DateOct 19, 2019
Instrument6855863
Transaction TypeTransfer
Record UpdatedNov 11, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,097.22
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3103 E ERMINA AVE SPOKANE WA 992075409, SPOKANE, WA 99207-5409

Mortgage

Document Number6855864
DateOct 22, 2019
Instrument6855864
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 21, 2049

November 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSPOKANE WA
Recording DateNov 14, 2019
Property Address3103 E ERMINA AVE, SPOKANE, WA 99207-5409
Document Number0006863794
Instrument DateMar 11, 2014
Instrument6863794
Transaction TypeTransfer
Record UpdatedDec 9, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3103 E ERMINA AVE SPOKANE WA 992075409, SPOKANE, WA 99207-5409

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalitySpokane City
Unified School DistrictSpokane Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,558.00 (+6.02%)$339,300 (+0.56%) Land $75,000 Building $264,300$339,300 (+0.56%) Land $75,000 Building $264,300
2025$3,356.00 (+1.67%)
2024$337,400 (+34.21%) Land $75,000 Building $262,400$337,400 (+34.21%) Land $75,000 Building $262,400
2023$3,301.00 (+12.16%)$251,400 Land $47,000 Building $204,400$251,400 Land $47,000 Building $204,400
2022$2,943.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.6% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPOKANE
serves 346,138 people · EPA ID WA5383100
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Wind Wireless
Fixed Wireless
100 / 20
Intermax Networks
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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