3115 Dolphin Dr, Sebring, FL 33870 Property Records

Highlands County property record for 3115 Dolphin Dr, Sebring, FL 33870

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,583 sqft · built 2004
Lot Size	0.229 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Jul 2023)
Tax Bill	$2,189 (2024)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C-10-34-28-010-0000-5400`

Property Details

APN / Parcel Number

Primary APN	`C-10-34-28-010-0000-5400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,583 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.229 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Finished
Garage Area	294 sqft
Driveway	Driveway
Driveway Area	330 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	210 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	3115 DOLPHIN DR
City	SEBRING
State	FL
Zip	33870-1057
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEBRING RIDGE SEC A PB 7 PG 45 LOT 540
Legal Range	28E
Legal Township	34S
Legal Section	10
Legal Subdivision	SEBRING RIDGE SEC A
Legal Lot Number	540
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	1
Census Block	1033
Census Tract	960105

Owner

Source: Highlands County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3115 DOLPHIN DR, SEBRING, FL 33870-1057
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Warranty Deed, Transfer · FHA Mortgage STOCKTON MORTGAGE CORP
Jun 6, 2018	Warranty Deed, Transfer · FHA Mortgage GENEVA FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 11, 2023 · Amount on Record
Deed Sale	Jul 11, 2023 · Amount on Record
Prior Sale	Jun 6, 2018 · Amount on Record
Deed Document Number	2159654
Deed Book / Page	2986 / 485
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jul 11, 2023
Property Address	3115 DOLPHIN DR, SEBRING, FL 33870-1057
Document Number	0002159654
Book / Page	2986 / 485
Map Reference	MB 7 PG 45
Instrument Date	Jul 10, 2023
Instrument	2159654
Transaction Type	Transfer
Record Updated	Jul 27, 2023
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3115 DOLPHIN DR, SEBRING, FL 33870-1057

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7480 NW 17TH ST APT 307, 307, PLANTATION, FL 33313-5173

Mortgage

Document Number	0002986487
Date	Jul 11, 2023
Instrument	2986/487

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Mortgage

Document Number	0002159656
Date	Jul 11, 2023
Book Page	2986/498
Instrument	2159656

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 6, 2018
Property Address	3115 DOLPHIN DR, SEBRING, FL 33870-1057
Document Number	0001899246
Book / Page	2639 / 1136
Map Reference	MB7 PG45
Instrument Date	Jun 4, 2018
Instrument	1899246
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 LAKE NELLIE DR, 104, LAKE PLACID, FL 33852-8114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3115 DOLPHIN DR, SEBRING, FL 33870-1057

Mortgage

Document Number	0001899247
Date	Jun 6, 2018
Instrument	1899247

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$185,068 (+54.71%)	$194,606 (+18.11%) Land $12,000 Building $182,606
2024	$2,189.00 (+56.36%)
2023	$1,400.00 (+2.26%) Homeowner's exemption	$119,624 (+3%)	$164,762 (+2.93%) Land $10,500 Building $154,262
2022	$1,369.00 Homeowner's exemption	$116,140	$160,072 Land $8,000 Building $152,072

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AVON PARK serves 19,361 people · EPA ID FL6280049
Water Source	Groundwater
Last State Inspection	May 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

3115 Dolphin Dr, Sebring, FL 33870 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

June 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Dolphin Dr

Nearby Streets

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