Highlands County property record for 3109 Dolphin Dr, Sebring, FL 33870
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,136 sqft · built 1990 |
| Lot Size | 0.229 acres (10,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $160,000 (Sep 2021) |
| Tax Bill | $1,450 (2024) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Jun 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | C104801000005410 |
| Primary APN | C104801000005410 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,136 sqft Living Area |
| 1st Floor Area | 1,011 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft (0.229 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Driveway | Driveway |
| Driveway Area | 250 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 42 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | C104801000005410 |
|---|---|
| Street Address | 3109 DOLPHIN DR |
| City | SEBRING |
| State | FL |
| Zip | 33870-1057 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SEBRING RIDGE SEC A PB 7-PG 45 LOT 541 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 10 |
| Legal Subdivision | SEBRING RIDGE SEC A |
| Legal Lot Number | 541 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | AVON PARK |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 960105 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3109 DOLPHIN DR, SEBRING, FL 33870-1057 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2021 | Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB |
| Jun 22, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 2, 2021 · Amount on Record |
| Deed Sale | Sep 2, 2021 · Amount on Record |
| Prior Sale | Jun 22, 2021 · Amount on Record |
| Deed Document Number | 2051828 |
| Deed Book / Page | 2848 / 800 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Sep 2, 2021 |
| Property Address | 3109 DOLPHIN DR, SEBRING, FL 33870-1057 |
| Document Number | 0002051828 |
| Book / Page | 2848 / 800 |
| Map Reference | MB 7 PG 45 |
| Instrument Date | Aug 25, 2021 |
| Instrument | 2051828 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,120.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3109 DOLPHIN DR, 3109, SEBRING, FL 33870-1057 |
| Name | Verified Name |
|---|---|
| Address | 3109 DOLPHIN DR, SEBRING, FL 33870-1057 |
| Document Number | 0002848802 |
|---|---|
| Date | Sep 2, 2021 |
| Instrument | 2848/802 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jun 22, 2021 |
| Property Address | 3109 DOLPHIN DR, SEBRING, FL 33870-1057 |
| Document Number | 0002040425 |
| Book / Page | 2832 / 119 |
| Map Reference | MB 7 PG 45 |
| Instrument Date | Jun 15, 2021 |
| Instrument | 2040425 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $56.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2950 W RUTLAND RD, 2950, AVON PARK, FL 33825-8409 |
| Name | Verified Name |
|---|---|
| Address | 3109 DOLPHIN DR, SEBRING, FL 33870-1057 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $129,692 (+5.99%) | $145,293 (+17.96%) Land $12,000 Building $133,293 | |
| 2024 | $1,450.00 (+2.84%) | ||
| 2023 | $1,410.00 (+2.17%) Homeowner's exemption | $122,366 (+3%) | $123,172 (+3.68%) Land $10,500 Building $112,672 |
| 2022 | $1,380.00 Homeowner's exemption | $118,802 Land $8,000 Building $110,802 | $118,802 Land $8,000 Building $110,802 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF AVON PARK serves 19,361 people · EPA ID FL6280049 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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