San Diego County property record for 31148 Old River Rd, Bonsall, CA 92003 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 1996 |
| Square Footage | 2,543 sqft Living Area |
| Lot Size | 8,921 sqft (0.205 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $855,000 (2023) |
| Tax Bill | $9,082.00 (2025) |
| Primary APN | 126-360-07-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,543 sqft Living Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 8,921 sqft (0.205 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Street Address | 31148 OLD RIVER RD |
|---|---|
| City | BONSALL |
| State | CA |
| Zip | 92003-5103 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 18 TR 006422 |
| Legal Subdivision | SAN LUIS REY DOWNS |
| Legal Tract | 006422 |
| Legal Block | 4 |
| Legal Lot Number | 18 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | FALLBROOK |
| Census Blockgroup | 4 |
| Census Block | 4009 |
| Census Tract | 18803 |
Source: San Diego County records · APN 126-360-07-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31148 OLD RIVER RD, BONSALL, CA 92003-5103 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Oct 19, 2023 | Grant Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Dec 14, 2020 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Nov 24, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Sep 28, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 29, 2018 | Loan 1 (Only) is a Reverse Mortgage, Transfer · Federal Housing Administration (FHA) Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 19, 2023 · Amount on Record |
| Deed Sale | Oct 19, 2023 · Amount on Record |
| Prior Sale | Dec 24, 1997 · Amount on Record |
| Deed Doc Number | 2023284802 |
| Prior Transfer Date | Aug 14, 2018 |
| Prior Transfer Doc | 0000356247 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 19, 2023 |
| Property Address | 31148 OLD RIVER RD, BONSALL, CA 92003-5103 |
| Document Number | 0000284802 |
| Map Reference | MAP 6422 |
| Instrument Date | Oct 04, 2023 |
| Instrument | 2023-0284802 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2023 |
| Title Company | TICOR TITLE-SAN DIEGO, TICOR TITLE SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 31148 OLD RIVER RD, BONSALL, CA 92003-5103 |
| Document Number | 0000284803 |
|---|---|
| Date | Oct 19, 2023 |
| Instrument | 2023-0284803 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 31148 OLD RIVER RD, BONSALL, CA 92003-5103 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 31148 OLD RIVER RD, BONSALL, CA 92003-5103 |
| Document Number | 0000798387 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 2020-0798387 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | ORANGE, CA 92868 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 828 Months |
| Due | Nov 30, 2089 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.74% |
| Type Change Date | Dec 01, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 31148 OLD RIVER RD, BONSALL, CA 92003-5103 |
| Document Number | 0000798388 |
| Instrument Date | Nov 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 31148 OLD RIVER RD BONSALL CA 920035103, BONSALL, CA 92003-5103 |
| Document Number | 0000798388 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 798388 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 828 Months |
| Due | Dec 13, 2089 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.74% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 28, 2018 |
| Property Address | 31148 OLD RIVER RD, BONSALL, CA 92003-5103 |
| Document Number | 0000405757 |
| Instrument Date | Sep 26, 2018 |
| Instrument | 405757 |
| Transaction Type | Transfer |
| Record Updated | Oct 05, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 31148 OLD RIVER RD BONSALL CA 920035103, BONSALL, CA 92003-5103 |
| Document Type | Loan 1 (Only) is a Reverse Mortgage |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 29, 2018 |
| Property Address | 31148 OLD RIVER RD, BONSALL, CA 92003-5103 |
| Document Number | 0000356247 |
| Instrument Date | Aug 14, 2018 |
| Instrument | 356247 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2019 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31148 OLD RIVER RD BONSALL CA 920035103, BONSALL, CA 92003-5103 |
| Document Number | 356249 |
|---|---|
| Date | Aug 29, 2018 |
| Instrument | 356249 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 852 Months |
| Due | Aug 28, 2089 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.98% |
| Document Number | 356248, |
|---|---|
| Date | Aug 29, 2018 |
| Instrument | 356248 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 852 Months |
| Due | Aug 28, 2089 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.98% |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Bonsall Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $889,542 (+2%) Land $577,422 Building $312,120 | |
| 2025 | $9,082.00 (+193.82%) Homeowner's exemption | $872,100 (+191.43%) Land $566,100 Building $306,000 |
| 2023 | $3,091.00 (+1.78%) Homeowner's exemption | $299,253 Land $107,418 Building $191,835 |
| 2022 | $3,037.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Wildfire Risk | Moderate above 65% of the US · above 39% of California |
|---|---|
| Wildfire Likelihood | About 1 in 505 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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