Monroe County property record for 31147 Ave H, Big Pine Key, FL 33043
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,074 sqft · built 1996 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $625,000 (Aug 2026) |
| Tax Bill | $5,382 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage May 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00306790-000000 |
| Primary APN | 00306790-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,074 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Flooring | Plywood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Covered |
| Garage Area | 480 sqft |
| Porch | Florida Room |
| Porch Area | 139 sqft |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1378976 |
|---|---|
| Street Address | 31147 AVENUE H |
| City | BIG PINE KEY |
| State | FL |
| Zip | 33043-4642 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 48 LT 4 SANDS SUB PB1-65 BIG PINE KEY OR351-562 OR1066-2165 OR1066-2225 OR1386-2366 OR1408-2460 OR1602-2248 OR1692-103 OR2079-1112 OR2384-654 OR2505-900 OR2839-695 OR3014-1786 OR3226-0762 |
| Legal Range | 29E |
| Legal Township | 66S |
| Legal Section | 25 |
| Legal Subdivision | SANDS SUBD |
| Legal Block | 48 |
| Legal Lot Number | 4 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 971401 |
31147 Ave H is owned and occupied by two individuals who bought it in August 2026.
Source: Monroe County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31147 AVENUE H, BIG PINE KEY, FL 33043-4642 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 14, 2026 | Warranty Deed, Transfer · Conventional Mortgage FOUNDATION MORTGAGE |
| May 22, 2023 | Warranty Deed, Transfer · Conventional Mortgage MEGA CAPITAL FUNDING INC |
| Jan 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE FIRM INC |
| Mar 19, 2020 | Quit Claim Deed, Transfer MORTGAGE FIRM |
| Feb 14, 2017 | Warranty Deed, Transfer · Conventional Mortgage ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2026 · Amount on File |
| Deed Sale | Aug 14, 2026 · Amount on File |
| Prior Sale | May 22, 2023 · Amount on File |
| Deed Document Number | 20262556614 |
| Deed Book / Page | 3397 / 2087 |
| Transfer Doc | 1692000103 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 14, 2026 |
| Property Address | 31147 AVENUE H, BIG PINE KEY, FL 33043-4642 |
| Document Number | 0002556614 |
| Book / Page | 3397 / 2087 |
| Instrument Date | Aug 10, 2026 |
| Instrument | 20262556614 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | VOGUE TITLE, VOGUE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $441,875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31147 AVENUE H, BIG PINE KEY, FL 33043-4642 |
| Document Number | 0002556615, |
|---|---|
| Date | Aug 14, 2026 |
| Instrument | 20262556615 |
| Name | FOUNDATION MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | May 22, 2023 |
| Property Address | 31147 AVENUE H, BIG PINE KEY, FL 33043-4642 |
| Document Number | 0032260762 |
| Book / Page | 3226 / 762 |
| Map Reference | MB 1 PG 65 |
| Instrument Date | May 18, 2023 |
| Instrument | 2418852 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2023 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,550.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 31147 AVENUE H, BIG PINE KEY, FL 33043-4642 |
| Name | Verified Name |
|---|---|
| Address | 2014 BROAD HILL FARMS RD, CORAOPOLIS, PA 15108-9008 |
| Document Number | 0003226766 |
|---|---|
| Date | May 22, 2023 |
| Instrument | 3226/766 |
| Name | MEGA CAPITAL FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Number | 0032260791 |
|---|---|
| Date | May 22, 2023 |
| Book Page | 3226/791 |
| Instrument | 2418855 |
| Name | ALASKA USA FCU |
|---|---|
| Type | Credit Union |
| Address | ANCHORAGE, AK 99519 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 31147 AVENUE H, BIG PINE KEY, FL 33043-4642 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 31147 AVENUE H, BIG PINE KEY, FL 33043-4642 |
| Document Number | 0030701184 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 3070/1184 |
| Instrument | 2300378 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Mar 19, 2020 |
| Property Address | 31147 AVENUE H, BIG PINE KEY, FL 33043-4642 |
| Document Number | 0030141786 |
| Book / Page | 003014 / 001786 |
| Instrument Date | Mar 13, 2020 |
| Instrument | 2260756 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2020 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Tax | $854.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 31147 AVENUE H BIG PINE KEY FL 330434642, BIG PINE KEY, FL 33043-4642 |
| Document Number | 30141788 |
|---|---|
| Date | Mar 19, 2020 |
| Book Page | 003014/001788 |
| Instrument | 2260757 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 18, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Feb 14, 2017 |
| Property Address | 31147 AVENUE H, BIG PINE KEY, FL 33043-4642 |
| Document Number | 0028390695 |
| Book / Page | 2839 / 0695 |
| Map Reference | MB1 PG65 |
| Instrument Date | Feb 1, 2017 |
| Instrument | 2110467 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,890.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9507 CEDAR LN, 9507, DISPUTANTA, VA 23842-8602 |
| Name | Verified Name |
|---|---|
| Address | 31147 AVENUE H, BIG PINE KEY, FL 33043-4642 |
| Document Number | , 2110468 |
|---|---|
| Date | Feb 14, 2017 |
| Instrument | 2110468 |
| Type | Mortgage Company |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2047 |
The 2025 property tax bill for 31147 Ave H was $5,382, up 3.2% from the year before.
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,382.00 (+3.18%) | $520,155 Land $220,000 Building $300,155 | $520,155 Land $220,000 Building $300,155 |
| 2024 | $5,216.00 (+58.64%) | ||
| 2023 | $3,288.00 (+6.13%) Homeowner's exemption | $363,519 (+7.72%) | $427,500 (+11.28%) Land $207,500 Building $220,000 |
| 2022 | $3,098.00 Homeowner's exemption | $337,481 | $384,149 Land $160,000 Building $224,149 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 31147 Ave H in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 369 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 369 in force |
| Nearby Flood Claims | 381 (1998–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 31147 Ave H is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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