Monroe County property record for 31076 Ave H, Big Pine Key, FL 33043
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,560 sqft · built 2019 |
| Lot Size | 0.114 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $133,000 (Apr 2004) |
| Tax Bill | $3,718 (2024) |
| Deeds & Mortgages | Sep 2021 Mortgage May 2019 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00306590-000000 |
| Primary APN | 00306590-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,560 sqft Living Area |
| 1st Floor Area | 972 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Plywood |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,000 sqft (0.114 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 576 sqft |
| Patio Area | 723 sqft |
| Fence | Fence |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air |
| Account Number | 1378771 |
|---|---|
| Old Parcel Number | 25662900306590000000 |
| Street Address | 31076 AVENUE H |
| City | BIG PINE KEY |
| State | FL |
| Zip | 33043-4643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 46 LT 11 SANDS SUB PB1-65 BIG PINE KEY OR572-649 OR974-1284D/C OR1776-1693//95PET OR1776-1697/1701WILL OR1802-150/53PET |
| Legal Range | 29E |
| Legal Township | 66S |
| Legal Section | 25 |
| Legal Subdivision | SANDS SUBD |
| Legal Block | 46 |
| Legal Lot Number | 11 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 971401 |
31076 Ave H is owned and occupied by an individual who acquired it in June 2018.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 31076 AVENUE H, BIG PINE KEY, FL 33043-4643 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage KEYS FCU |
| May 7, 2019 | Deed of Trust, Mortgage · Conventional Mortgage KEYS FCU |
| Jun 5, 2018 | Quit Claim Deed, Transfer · ARM CAPITAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2004 · Amount on File |
| Deed Sale | Apr 22, 2004 · Amount on File |
| Deed Document Number | 0019951070 |
| Last Transfer Date | Jun 5, 2018 |
| Transfer Doc | 0029100175 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 31076 AVENUE H, BIG PINE KEY, FL 33043-4643 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2021 |
| Name | Verified Name |
|---|---|
| Address | 31076 AVENUE H, BIG PINE KEY, FL 33043-4643 |
| Document Number | 0031230535 |
|---|---|
| Date | Sep 1, 2021 |
| Book Page | 3123/535 |
| Instrument | 2337887 |
| Name | KEYS FCU |
|---|---|
| Type | Credit Union |
| Address | KEY WEST, FL 33040 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 31076 AVENUE H, BIG PINE KEY, FL 33043-4643 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0029621907 |
|---|---|
| Date | May 7, 2019 |
| Book Page | 2962/1907 |
| Instrument | 2218753 |
| Name | KEYS FCU |
|---|---|
| Type | Credit Union |
| Address | KEY WEST, FL 33040 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jun 5, 2018 |
| Property Address | 31076 AVENUE H, BIG PINE KEY, FL 33043-4643 |
| Document Number | 0029100175 |
| Book / Page | 2910 / 0175 |
| Map Reference | MB1 PG65 |
| Instrument Date | May 16, 2018 |
| Instrument | 2172087 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | TRUE TITLE AGENCY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 31226 AVE E BIG PINE KEY, BIG PINE KEY, FL 33043 |
| Document Number | 0002172088 |
|---|---|
| Date | Jun 5, 2018 |
| Instrument | 2172088 |
| Name | CAPITAL BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Jun 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Jun 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2.37% |
| Max Rate At Change | 6.37% |
| Index | 1-Year LIBOR |
| Max Rate | 10.3% |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $391,929 | $638,281 Land $220,000 Building $418,281 | |
| 2024 | $3,718.00 (+4.88%) | ||
| 2023 | $3,545.00 (+14.43%) Homeowner's exemption | $369,791 (+16.56%) | $593,777 (+17.14%) Land $207,500 Building $386,277 |
| 2022 | $3,098.00 Homeowner's exemption | $317,261 | $506,910 Land $160,000 Building $346,910 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 31076 Ave H in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 369 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 369 in force |
| Nearby Flood Claims | 381 (1998–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 31076 Ave H is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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