3114 Sombreado, San Clemente, CA 92673 Property Records

Orange County property record for 3114 Sombreado, San Clemente, CA 92673

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,700 sqft · built 1985
Lot Size0.402 acres (17,500 sqft)
Owner2 Company Names on Record
Tax Bill$3,066 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Aug 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN680-492-22

Property Details

APN / Parcel Number

Primary APN680-492-22

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,700 sqft Living Area
1st Floor Area1,700 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Lot Area17,500 sqft (0.402 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address3114 SOMBREADO
CitySAN CLEMENTE
StateCA
Zip92673-3233
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 11867 BLK LOT 51
Legal Tract11867
Legal Lot Number51
JurisdictionORANGE CA
Township / Civil DivisionSOUTH COAST
Census Block Group2
Census Block2007
Census Tract42205

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address3114 SOMBREADO, SAN CLEMENTE, CA 92673-3233
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2026Deed of Trust, Mortgage · Line of Credit
SCHOOLSFIRST FEDERAL CREDIT UNION
Aug 3, 2020Deed of Trust, Mortgage · Line of Credit
SCHOOLSFIRST FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateDec 3, 2013
Transfer Doc0000700946
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Recording DateAug 28, 2026
Property Address3114 SOMBREADO, SAN CLEMENTE, CA 92673-3233
Document Number0000244845
Instrument DateAug 18, 2026
Instrument2026244845
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant, 269
Address3114 SOMBREADO, SAN CLEMENTE, CA 92673-3233

Mortgage

Document Number0000244845,
DateAug 28, 2026
Instrument2026244845
Lender
NameSCHOOLSFIRST FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address3114 SOMBREADO, SAN CLEMENTE, CA 92673-3233
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000375653
DateAug 3, 2020
Instrument2020000375653
Lender
NameSCHOOLSFIRST FCU
TypeCredit Union
AddressTUSTIN, CA 92780
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalitySan Clemente City
Unified School DistrictCapistrano Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$307,889 (+2%) Land $115,049 Building $192,840
2025$3,066.00 (+3.9%)$301,852 (+4.04%) Land $112,793 Building $189,059
2023$2,951.00 (+1.93%)$290,132 Land $108,414 Building $181,718
2022$2,895.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims7 (1998–2019)
Claims Outside the SFHA7 of 7
Most Recent ClaimDec 2019 · rainfall accumulation
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 69% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN CLEMENTE
serves 51,545 people · EPA ID CA3010036
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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