Orange County property record for 3107 Sombreado, San Clemente, CA 92673
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,329 sqft · built 1985 |
| Lot Size | 0.227 acres (9,900 sqft) |
| Owner | Trust Name on File |
| Last Sale | $58,409 (Jul 1997) |
| Tax Bill | $3,862 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 680-492-27 |
| Primary APN | 680-492-27 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,329 sqft Living Area |
| 1st Floor Area | 1,329 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 9,900 sqft (0.227 acres) |
| Garage Area | 476 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Street Address | 3107 SOMBREADO |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92673-3235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 11867 BLK LOT 46 |
| Legal Tract | 11867 |
| Legal Lot Number | 46 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 42205 |
3107 Sombreado is owner-occupied and held in a trust since January 2005.
Source: Orange County records, as of August 4, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 3107 SOMBREADO, SAN CLEMENTE, CA 92673-3235 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST |
| Aug 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 15, 1997 · Amount on File |
| Deed Sale | Jul 15, 1997 · Amount on File |
| Deed Document Number | 1997332773 |
| Last Transfer Date | Jan 11, 2005 |
| Transfer Doc | 0000078346 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 3107 SOMBREADO, SAN CLEMENTE, CA 92673-3235 |
| Document Number | 0000192260 |
| Instrument Date | Apr 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 3107 SOMBREADO SAN CLEMENTE CA 926733235, SAN CLEMENTE, CA 92673-3235 |
| Document Number | 0000192260 |
|---|---|
| Date | Apr 28, 2020 |
| Instrument | 192260 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68154 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 27, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 3107 SOMBREADO, SAN CLEMENTE, CA 92673-3235 |
| Document Number | 0000310609 |
| Instrument Date | Aug 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3107 SOMBREADO SAN CLEMENTE CA 926733235, SAN CLEMENTE, CA 92673-3235 |
| Document Number | 0000310609 |
|---|---|
| Date | Aug 21, 2019 |
| Instrument | 310609 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68154 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 20, 2049 |
The 2025 property tax bill for 3107 Sombreado was $3,862 with a homeowner's exemption.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $395,566 (+2%) Land $197,223 Building $198,343 | |
| 2025 | $3,862.00 Homeowner's exemption | $387,810 Land $193,356 Building $194,454 |
| 2023 | $3,715.00 (+1.98%) Homeowner's exemption | $372,751 Land $185,847 Building $186,904 |
| 2022 | $3,643.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3107 Sombreado in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1998–2019) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Dec 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3107 Sombreado is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 71% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures