3114 Pine Pointe St, Matthews, NC 28104 Property Records

Union County property record for 3114 Pine Pointe St, Matthews, NC 28104

Property Summary

Property Type	Rural Home
Details	2 ba · 1,237 sqft · built 1999
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$322,000 (Sep 2025)
Tax Bill	$2,251 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-132-465`

Property Details

APN / Parcel Number

Primary APN	`07-132-465`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,237 sqft Living Area
Gross Area	1,637 sqft
1st Floor Area	1,237 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3114 PINE POINTE ST
City	MATTHEWS
State	NC
Zip	28104-8408
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 STALL
Legal Description	#39 STONEWOOD PH 2 OPCF406 SAIN LIFE ESTATE
Legal Subdivision	STONEWOOD
Legal Lot Number	39
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1008
Census Tract	20314

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4522 BAINVIEW DR, MINT HILL, NC 28227-7659
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2025 · Amount on Record
Deed Sale	Sep 30, 2025 · Amount on Record
Prior Sale	Nov 30, 2000 · Amount on Record
Deed Document Number	202525459
Deed Book / Page	9211 / 766
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 30, 2025
Property Address	3114 PINE POINTE ST, MATTHEWS, NC 28104-8408
Document Number	0009211766
Book / Page	9211 / 766
Map Reference	MB F FILE 406
Instrument Date	Sep 30, 2025
Instrument	25459
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	TRYON TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$644.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2540 TREELINE DR, CONCORD, NC 28027-2814

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4522 BAINVIEW DR, MINT HILL, NC 28227-7659

Mortgage

Document Number	0000025460
Date	Sep 30, 2025
Instrument	25460

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Stallings Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$326,300 (-) Land $75,000 Building $251,300	$326,300 (-) Land $75,000 Building $251,300
2025	$2,251.00 (+14.15%)	$326,300 (+46.85%) Land $75,000 Building $251,300	$326,300 (+46.85%) Land $75,000 Building $251,300
2024	$1,972.00 (+4.17%)	$222,200 (-) Land $43,500 Building $178,700
2023	$1,893.00	$222,200 Land $43,500 Building $178,700	$222,200 (-) Land $43,500 Building $178,700
2021			$222,200 Land $43,500 Building $178,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20