Union County property record for 2021 Pine Pointe St, Matthews, NC 28104
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 1,237 sqft · built 1999 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $180,000 (Aug 2017) |
| Tax Bill | $2,249 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Nov 2022 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-132-422 |
| Primary APN | 07-132-422 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,237 sqft Living Area |
| Gross Area | 1,637 sqft |
| 1st Floor Area | 1,237 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2021 PINE POINTE ST |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28104-8405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-10 STALL |
| Legal Description | #8 STONEWOOD PH1 OPCF259 |
| Legal Subdivision | STONEWOOD |
| Legal Lot Number | 8 |
| Jurisdiction | UNION NC |
| Township / Civil Division | VANCE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 20314 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2021 PINE POINTE ST, MATTHEWS, NC 28104-8405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 9, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| May 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Dec 30, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Aug 24, 2017 | Deed of Trust, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2017 · Amount on Record |
| Deed Sale | Aug 24, 2017 · Amount on Record |
| Prior Sale | Dec 20, 2007 · Amount on Record |
| Deed Document Number | 201724742 |
| Deed Book / Page | 7001 / 163 |
| Prior Transfer Date | Apr 19, 2002 |
| Prior Transfer Doc | 1810553 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 6, 2026 |
| Property Address | 2021 PINE POINTE ST, MATTHEWS, NC 28104-8405 |
| Document Number | 0000009104 |
| Book / Page | 9343 / 524 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 20269104 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ROCKET MORTGAGE LLC |
| Name | Verified Name |
|---|---|
| Address | 2021 PINE POINTE ST, MATTHEWS, NC 28104-8405 |
| Document Number | 0000009104, |
|---|---|
| Date | Apr 6, 2026 |
| Book Page | 9343/524 |
| Instrument | 20269104 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2021 PINE POINTE ST, MATTHEWS, NC 28104-8405 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0008603606 |
|---|---|
| Date | Nov 4, 2022 |
| Book Page | 8603/606 |
| Instrument | 37417 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.99% |
| Type Change Date | Nov 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.9% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2021 PINE POINTE ST, MATTHEWS, NC 28104-8405 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2022 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0008353534 |
|---|---|
| Date | Dec 22, 2021 |
| Book Page | 8353/534 |
| Instrument | 60097 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2021 PINE POINTE ST, MATTHEWS, NC 28104-8405 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0007840142 |
|---|---|
| Date | Oct 9, 2020 |
| Book Page | 7840/142 |
| Instrument | 40752 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2021 PINE POINTE ST, MATTHEWS, NC 28104-8405 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0008099114 |
|---|---|
| Date | May 13, 2021 |
| Book Page | 8099/114 |
| Instrument | 22708 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Type Change Date | Jun 1, 2026 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 4.62% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2021 PINE POINTE ST, MATTHEWS, NC 28104-8405 |
| Document Number | 75571 |
| Instrument Date | Dec 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 2021 PINE POINTE ST MATTHEWS NC 281048405, MATTHEWS, NC 28104-8405 |
| Document Number | 75571 |
|---|---|
| Date | Jan 6, 2020 |
| Book Page | 007557/000001 |
| Instrument | 397 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 5, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2021 PINE POINTE ST, MATTHEWS, NC 28104-8405 |
| Document Number | 7001165 |
| Book / Page | 007001 / 000165 |
| Instrument Date | Aug 24, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2017 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2021 PINE POINTE ST MATTHEWS NC 281048405, MATTHEWS, NC 28104-8405 |
| Document Number | 7001165 |
|---|---|
| Date | Aug 24, 2017 |
| Book Page | 007001/000165 |
| Instrument | 24743 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 23, 2047 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Stallings Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $326,100 (-) Land $75,000 Building $251,100 | $326,100 (-) Land $75,000 Building $251,100 | |
| 2025 | $2,249.00 (+18.87%) | $326,100 (+46.83%) Land $75,000 Building $251,100 | $326,100 (+46.83%) Land $75,000 Building $251,100 |
| 2023 | $1,892.00 | $222,100 Land $43,500 Building $178,600 | $222,100 Land $43,500 Building $178,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
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