Kenton County property record for 3114 Madison Ave, Covington, KY 41015 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,092 sqft · built 1948 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $163,000 (Sep 2021) |
| Tax Bill | $1,615 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Jul 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 042-30-00-088.00 |
| Primary APN | 042-30-00-088.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,092 sqft Finished Area |
| Gross Area | 1,456 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 3114 MADISON AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HAMILTON LOT 1 & 20' LOT 2 |
| Legal Subdivision | HAMILTON (HATTIE) |
| Legal Lot Number | 1,2 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 65100 |
Source: Kenton County records · APN 042-30-00-088.00
Assessment roll updated December 2, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3114 MADISON AVE, COVINGTON, KY 41015-1044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 27, 2021 | Warranty Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Jul 14, 2021 | Warranty Deed, Transfer NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI |
| Jun 02, 2021 | Fiduciary Deed, Transfer NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 27, 2021 · Amount on Record |
| Deed Sale | Sep 27, 2021 · Amount on Record |
| Prior Sale | Jul 14, 2021 · Amount on Record |
| Deed Document Number | 20215900148 |
| Deed Book / Page | 120 / 489 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 27, 2021 |
| Property Address | 3114 MADISON AVE, COVINGTON, KY 41015-1044 |
| Document Number | 0005900148 |
| Book / Page | 120 / 489 |
| Map Reference | PL 376 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 21092705900148 |
| Transaction Type | Transfer |
| Record Updated | Jan 05, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1056 MAPLE AVE, FLORENCE, KY 41042-1222 |
| Name | Verified Name |
|---|---|
| Address | 3114 MADISON AVE, COVINGTON, KY 41015-1044 |
| Document Number | 0005900149 |
|---|---|
| Date | Sep 27, 2021 |
| Instrument | 21092705900149 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Number | 0005900150 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | 277/905 |
| Instrument | 21092705900150 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 01, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 14, 2021 |
| Property Address | 3114 MADISON AVE, COVINGTON, KY 41015-1044 |
| Document Number | 0005900044 |
| Book / Page | 103 / 551 |
| Map Reference | PL 376 |
| Instrument Date | Jun 30, 2021 |
| Instrument | 21071405900044 |
| Transaction Type | Transfer |
| Record Updated | Jan 05, 2024 |
| Title Company | NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 55 STONEGATE DR, FLORENCE, KY 41042-9473 |
| Name | Verified Name |
|---|---|
| Address | 1056 MARLE AVE, FLORENCE, KY 41042-1222 |
| Investor | Possibly a Property Investor |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 02, 2021 |
| Property Address | 3114 MADISON AVE, COVINGTON, KY 41015-1044 |
| Document Number | 0005900271 |
| Book / Page | 94 / 760 |
| Map Reference | PL 376 |
| Instrument Date | May 23, 2021 |
| Instrument | 21060205900271 |
| Transaction Type | Transfer |
| Record Updated | Jan 05, 2024 |
| Title Company | NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 E 4TH ST, CINCINNATI, OH 45202-3717 |
| Name | Verified Name |
|---|---|
| Address | 55 STONEGATE DR, FLORENCE, KY 41042-9473 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Kenton Vale City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,615.00 (-7.02%) | $163,000 (-) Land $15,000 Building $148,000 | $163,000 (-) Land $15,000 Building $148,000 |
| 2023 | $1,737.00 | $163,000 Land $15,000 Building $148,000 | $163,000 Land $15,000 Building $148,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 4% of Kentucky |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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