3102 Madison Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3102 Madison Ave, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,140 sqft · built 1940
Lot Size	0.215 acres (9,375 sqft)
Owner	Company Name on Record
Last Sale	$56,000 (Dec 2018)
Tax Bill	$1,326 (2025)
Deeds & Mortgages	Dec 2018 Sale Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`056-11-09-007.00`

Property Details

APN / Parcel Number

Primary APN	`056-11-09-007.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,140 sqft Finished Area
Gross Area	1,446 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	9,375 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3102 MADISON AVE
City	COVINGTON
State	KY
Zip	41015-1044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMILTON LOT 9 & ADJ UNNUMBERED LOT 75'X 125' LESS PARCEL SOLD TO COMM
Legal Subdivision	HAMILTON (HATTIE)
Legal Lot Number	9,75
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2015
Census Tract	65100

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	2335 BUTTERMILK XING, CRESCENT SPRINGS, KY 41017-1622
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2018	Grant Deed, Transfer KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY
Jan 5, 2018	Warranty Deed, Transfer JOHN RAJENDRAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2018 · Amount on Record
Deed Sale	Dec 6, 2018 · Amount on Record
Prior Sale	Jan 5, 2018 · Amount on Record
Deed Document Number	201812 06 059 00036
Deed Book / Page	6557 / 332
Record Updated	Oct 29, 2026

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Dec 6, 2018
Property Address	3102 MADISON AVE, COVINGTON, KY 41015-1044
Document Number	0000000036
Book / Page	0C6557 / 000332
Instrument Date	Dec 5, 2018
Instrument	36
Transaction Type	Transfer
Record Updated	Dec 18, 2018
Title Company	KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transaction

Amount	Amount Recorded
Tax	$56.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	137 E 4TH ST CINCINNATI OH 452024003, CINCINNATI, OH 45202-4003

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jan 5, 2018
Property Address	3102 MADISON AVE, COVINGTON, KY 41015-1044
Document Number	0000000061
Book / Page	0C6328 / 000320
Instrument Date	Dec 13, 2017
Instrument	61
Transaction Type	Transfer
Record Updated	Jan 22, 2018
Title Company	TERRY MONNIE TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$59.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3102 MADISON AVE COVINGTON KY 410151044, COVINGTON, KY 41015-1044

Mortgage

Document Number	62
Date	Jan 5, 2018
Book Page	0C6328/000324
Instrument	62

Lender

Name	JOHN RAJENDRAN
Address	7532 OVERGLEN DR, WEST CHESTER, OH 45069-9311

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jan 4, 2023

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Kenton Vale City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,900 (-) Land $15,000 Building $118,900	$133,900 (-) Land $15,000 Building $118,900
2025	$1,326.00 (+55.63%)	$133,900 (+67.38%) Land $15,000 Building $118,900	$133,900 (+67.38%) Land $15,000 Building $118,900
2023	$852.00	$80,000 Land $15,000 Building $65,000	$80,000 Land $15,000 Building $65,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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