3114 Effingham Dr, Clermont, FL 34714 Property Records

Lake County property record for 3114 Effingham Dr, Clermont, FL 34714

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,673 sqft · built 2004
Lot Size	0.2 acres (8,748 sqft)
Owner	Individual Name on File
Tax Bill	$4,846 (2024)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-24-26-1303-000-16800`

Property Details

APN / Parcel Number

Primary APN	`15-24-26-1303-000-16800`
Alternative APN	`3819753`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,673 sqft Living Area
1st Floor Area	1,673 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	8,748 sqft (0.2 acres)
Garage Type	Finished
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	276 sqft
Porch	Open Porch
Porch Area	153 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3819753
Street Address	3114 EFFINGHAM DR
City	CLERMONT
State	FL
Zip	34714-6167
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MISSION PARK PHASE III PB 50 PG 28-29 LOT 168 ORB 6336 PG 1659
Legal Range	26E
Legal Township	24S
Legal Section	15
Legal Subdivision	MISSION PARK PHASE
Legal Phase	3
Legal Tract	1303
Legal Lot Number	168
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1020
Census Tract	31324

Owner

3114 Effingham Dr is owned and occupied by an individual who acquired it in May 2024.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3114 EFFINGHAM DR, CLERMONT, FL 34714-6167
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2024
Deed Sale	May 21, 2024
Prior Sale	Mar 30, 2021 · Amount on File
Deed Document Number	2024059929
Deed Book / Page	6336 / 1659
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Mar 30, 2021
Property Address	3114 EFFINGHAM DR, CLERMONT, FL 34714-6167
Document Number	0056750248
Book / Page	5675 / 248
Map Reference	MB 50 PG 28&29
Instrument Date	Mar 22, 2021
Instrument	2021042730
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	EQUITABLE TTL OF CELEBRATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,841.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 CARRIAGE WAY, NORTH PROVIDENCE, RI 02904-3001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3114 EFLINGHAM DR, CLERMONT, FL 34714-6167

Mortgage

Document Number	0056750253
Date	Mar 30, 2021
Book Page	5675/253
Instrument	2021042733

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$320,790 Land $79,500 Building $241,290	$320,790 Land $79,500 Building $241,290
2024	$4,846.00 (+8.78%)
2023	$4,455.00 (+19.02%)	$313,716 (+25.92%)	$313,716 (+25.92%) Land $79,500 Building $234,216
2022	$3,743.00	$249,139	$249,139 Land $47,300 Building $201,839

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3114 Effingham Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3114 Effingham Dr is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC SOUTH private · serves 13,198 people · EPA ID FL3354881
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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