Lake County property record for 3109 Effingham Dr, Clermont, FL 34714
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,895 sqft · built 2004 |
| Lot Size | 0.149 acres (6,503 sqft) |
| Owner | Company Name on Record |
| Last Sale | $216,900 (Jan 2005) |
| Tax Bill | $4,924 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-24-26-1303-000-17100 |
| Primary APN | 15-24-26-1303-000-17100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,895 sqft Living Area |
| Gross Area | 2,335 sqft |
| 1st Floor Area | 1,895 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 6,503 sqft (0.149 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 377 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 34 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3819756 |
|---|---|
| Street Address | 3109 EFFINGHAM DR |
| City | CLERMONT |
| State | FL |
| Zip | 34714-6168 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | MISSION PARK PHASE III PB 50 PG 28-29 LOT 171 ORB 2746 PG 2124 ORB 2912 PG 1369 |
| Legal Range | 26E |
| Legal Township | 24S |
| Legal Section | 15 |
| Legal Subdivision | MISSION PARK PHASE III |
| Legal Tract | 1303 |
| Legal Lot Number | 171 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 31324 |
Source: Lake County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 35 HEOLY PENTRE, PENTRYCH CARDIFF SOUTH WALES, GB CF159 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 27, 2005 · Amount on Record |
| Deed Sale | Jan 27, 2005 · Amount on Record |
| Prior Sale | Dec 13, 2004 · Amount on Record |
| Deed Document Number | 200512966 |
| Deed Book / Page | 2746 / 2124 |
| Last Transfer Date | Jul 15, 2005 |
| Transfer Doc | 0029121369 |
| Record Updated | Jun 8, 2026 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $348,963 (-0.04%) Land $79,500 Building $269,463 | $348,963 (-0.04%) Land $79,500 Building $269,463 | |
| 2025 | $349,096 (+2.33%) Land $79,500 Building $269,596 | $349,096 (+2.33%) Land $79,500 Building $269,596 | |
| 2024 | $4,924.00 (+8.51%) | ||
| 2023 | $4,538.00 (+19.86%) | $341,153 (+26.87%) | $341,153 (+26.87%) Land $79,500 Building $261,653 |
| 2022 | $3,786.00 | $268,905 | $268,905 Land $43,000 Building $225,905 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · lower than 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE UTILITY SERVICES INC SOUTH private · serves 13,198 people · EPA ID FL3354881 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink.
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