3114 Dover St, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 3114 Dover St, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	1,176 sqft · built 1978
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$16,100 (Sep 2018)
Tax Bill	$1,495 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Sep 2018 Mortgage + 2 more
APN	`03-8.0-27-002-001-136.000`

Property Details

APN / Parcel Number

Primary APN	`03-8.0-27-002-001-136.000`

Interior

Building Area	1,176 sqft Base Area
1st Floor Area	1,176 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	149 ft deep x 77.7 ft wide

Location & Zoning

Street Address	3114 DOVER ST
City	SAINT JOSEPH
State	MO
Zip	64506-1135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:CAMBRIDGE ADDITION LOT:146 BLK:LGL DESC:
Legal Subdivision	CAMBRIDGE ADDITION
Legal Lot Number	146
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1000
Census Tract	200

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3114 DOVER ST, SAINT JOSEPH, MO 64506-1135
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage GOETZ CU
Sep 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Sep 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Sep 4, 2018	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2018 · Amount on File
Deed Sale	Sep 4, 2018 · Amount on File
Deed Document Number	20188097
Deed Book / Page	3703 / 928
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3114 DOVER ST, SAINT JOSEPH, MO 64506-1135
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017007735
Date	Aug 8, 2017
Instrument	2017007735

Lender

Name	GOETZ CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 31, 2037

Interest

Rate Type	Fixed Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3114 DOVER ST, SAINT JOSEPH, MO 64506-1135
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003703/939
Date	Sep 4, 2018
Book Page	3703/939
Instrument	2018008099

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3114 DOVER ST, SAINT JOSEPH, MO 64506-1135
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3703/930
Date	Sep 4, 2018
Book Page	3703/930
Instrument	2018008098

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 30, 2048

Interest

Rate Type	Fixed Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Sep 4, 2018
Property Address	3114 DOVER ST, SAINT JOSEPH, MO 64506-1135
Document Number	003703/928
Book / Page	3703 / 928
Instrument Date	Aug 31, 2018
Instrument	2018008097
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3114 DOVER ST, SAINT JOSEPH, MO 64506-1135

Mortgage

Document Number	003703/930
Date	Sep 4, 2018
Book Page	3703/930
Instrument	2018008098

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 30, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,495.00 (+0.07%)	$20,830 (+26.7%) Land $3,690 Building $17,140	$109,630 (+26.7%) Land $19,430 Building $90,200
2024	$1,494.00 (+37.82%)
2023	$1,084.00 (-0.64%)	$16,440 (-) Land $3,690 Building $12,750	$86,530 (-) Land $19,430 Building $67,100
2022	$1,091.00	$16,440 Land $3,690 Building $12,750
2021			$86,530 Land $19,430 Building $67,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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