3110 Dover St, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 3110 Dover St, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	1,104 sqft · built 1978
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$291,868 (Apr 2023)
Tax Bill	$1,521 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Apr 2020 Mortgage + 2 more
APN	`03-8.0-27-002-001-137.000`

Property Details

APN / Parcel Number

Primary APN	`03-8.0-27-002-001-137.000`

Interior

Building Area	1,104 sqft Base Area
1st Floor Area	1,104 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	149 ft deep x 77.7 ft wide

Location & Zoning

Street Address	3110 DOVER ST
City	SAINT JOSEPH
State	MO
Zip	64506-1135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:CAMBRIDGE ADDITION LOT:147 BLK:LGL DESC:
Legal Subdivision	CAMBRIDGE ADDITION
Legal Lot Number	147
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1000
Census Tract	200

Owner

3110 Dover St is owned and occupied by an individual who bought it in April 2023.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	3110 DOVER ST, SAINT JOSEPH, MO 64506-1135
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 22, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 18, 2019	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Mar 2, 2018	Deed, Transfer · FHA Mortgage MORTGAGE LENDERS AMERICA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2023 · Amount on File
Deed Sale	Apr 27, 2023 · Amount on File
Prior Sale	Apr 22, 2020 · Amount on File
Deed Document Number	20232994
Deed Book / Page	3786 / 489
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Apr 27, 2023
Property Address	3110 DOVER ST, SAINT JOSEPH, MO 64506-1135
Document Number	003786/489
Book / Page	3786 / 489
Instrument Date	Apr 27, 2023
Instrument	2023002994
Transaction Type	Transfer
Record Updated	May 9, 2023
Title Company	PREFERRED TITLE/STATE JOSEPH LLC, PREFERRED TTL OF ST JOSEPH L

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3110 DOVER ST, SAINT JOSEPH, MO 64506-1135

Mortgage

Document Number	2023002995
Date	Apr 27, 2023
Instrument	2023002995

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Apr 22, 2020
Property Address	3110 DOVER ST, SAINT JOSEPH, MO 64506-1135
Document Number	003747/908
Book / Page	3747 / 908
Instrument Date	Apr 21, 2020
Instrument	2020003055
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	PREFERRED TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3110 DOVER ST, SAINT JOSEPH, MO 64506-1135

Mortgage

Document Number	2020003056
Date	Apr 22, 2020
Instrument	2020003056

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Mar 18, 2019
Property Address	3110 DOVER ST, SAINT JOSEPH, MO 64506-1135
Document Number	003730/105
Book / Page	3730 / 105
Instrument Date	Mar 15, 2019
Instrument	2019001958
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 S 113TH WAY, MESA, AZ 85208-5512

Mortgage

Document Number	003730/107
Date	Mar 18, 2019
Book Page	3730/107
Instrument	2019001959

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

Interest

Rate Type	Fixed Rate

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BUCHANAN MO
Recording Date	Mar 2, 2018
Property Address	3110 DOVER ST, SAINT JOSEPH, MO 64506-1135
Document Number	2018001729
Instrument Date	Mar 2, 2018
Instrument	2018001729
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3110 DOVER ST, SAINT JOSEPH, MO 64506-1135

Mortgage

Document Number	2018001730
Date	Mar 2, 2018
Instrument	2018001730

Lender

Name	MORTGAGE LENDERS AMERICA LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3110 Dover St was $1,521.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,521.00	$21,210 Land $3,690 Building $17,520	$111,620 Land $19,430 Building $92,190
2024	$1,521.00 (+15.67%)
2023	$1,315.00 (-0.68%)	$20,010 (-) Land $3,690 Building $16,320	$105,330 Land $19,430 Building $85,900
2022	$1,324.00	$20,010 Land $3,690 Building $16,320
2021			$105,330 Land $19,430 Building $85,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 3110 Dover St; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3110 Dover St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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