San Diego County property record for 31131 Old River Rd, Bonsall, CA 92003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,548 sqft · built 1978 |
| Lot Size | 0.381 acres (16,615 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $760,000 (Feb 2022) |
| Tax Bill | $8,469 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Jul 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 126-360-26-00 |
| Primary APN | 126-360-26-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,548 sqft Living Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Lot Area | 16,615 sqft (0.381 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 5 Parking Spaces |
| Street Address | 31131 OLD RIVER RD |
|---|---|
| City | BONSALL |
| State | CA |
| Zip | 92003-5104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 37 TR 006422 |
| Legal Subdivision | SAN LUIS REY DOWNS |
| Legal Tract | 006422 |
| Legal Block | 4 |
| Legal Lot Number | 37 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | FALLBROOK |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 18803 |
Source: San Diego County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 31131 OLD RIVER RD, BONSALL, CA 92003-5104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Feb 22, 2022 | Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Jul 28, 2021 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Aug 20, 2018 | Grant Deed, Transfer · VA Mortgage NAVY FCU |
| May 22, 2017 | Affidavit of Death, Transfer STEWART TITLE, STEWART TITLE/CA |
| May 22, 2017 | Quit Claim Deed, Transfer · Conventional with PMI CALIFORNIA COAST CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 22, 2022 · Amount on Record |
| Deed Sale | Feb 22, 2022 · Amount on Record |
| Prior Sale | Aug 20, 2018 · Amount on Record |
| Deed Document Number | 202280560 |
| Prior Transfer Date | Feb 5, 2017 |
| Prior Transfer Doc | 0000229259 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 22, 2022 |
| Property Address | 31131 OLD RIVER RD, BONSALL, CA 92003-5104 |
| Document Number | 0000080560 |
| Map Reference | MAP 6422 |
| Instrument Date | Feb 2, 2022 |
| Instrument | 2022-0080560 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2022 |
| Title Company | TICOR TITLE NLS, TICOR TITLE SD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 4361 PALOMAR DR, FALLBROOK, CA 92028-9499 |
| Document Number | 0000080561 |
|---|---|
| Date | Feb 22, 2022 |
| Instrument | 2022-0080561 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 31131 OLD RIVER RD, BONSALL, CA 92003-5104 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2021 |
| Title Company | NAVY FEDERAL TITLE/CALIFORNIA, NAVY FEDERAL TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 31131 OLD RIVER RD, BONSALL, CA 92003-5104 |
| Document Number | 0000535092 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | 2021-0535092 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 20, 2018 |
| Property Address | 31131 OLD RIVER RD, BONSALL, CA 92003-5104 |
| Document Number | 0000341764 |
| Instrument Date | Jul 27, 2018 |
| Instrument | 341764 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2018 |
| Title Company | CALIFORNIA TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $549.45 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 31131 OLD RIVER RD BONSALL CA 920035104, BONSALL, CA 92003-5104 |
| Document Number | 341765 |
|---|---|
| Date | Aug 20, 2018 |
| Instrument | 341765 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 19, 2048 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 22, 2017 |
| Property Address | 31131 OLD RIVER RD, BONSALL, CA 92003-5104 |
| Document Number | 0000229258 |
| Instrument Date | May 12, 2017 |
| Instrument | 229258 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2017 |
| Title Company | STEWART TITLE, STEWART TITLE/CA |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31131 OLD RIVER RD BONSALL CA 920035104, BONSALL, CA 92003-5104 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 22, 2017 |
| Property Address | 31131 OLD RIVER RD, BONSALL, CA 92003-5104 |
| Document Number | 0000229259 |
| Instrument Date | May 8, 2017 |
| Instrument | 229259 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2017 |
| Title Company | STEWART TITLE, STEWART TITLE/CA |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 31131 OLD RIVER RD BONSALL CA 920035104, BONSALL, CA 92003-5104 |
| Document Number | 229260 |
|---|---|
| Date | May 22, 2017 |
| Instrument | 229260 |
| Name | CALIFORNIA COAST CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92150-2080 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 21, 2047 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Bonsall Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $822,647 (+2%) Land $421,836 Building $400,811 | |
| 2025 | $8,469.00 (+9.62%) | $806,517 (+8.4%) Land $413,565 Building $392,952 |
| 2023 | $7,726.00 (+39.69%) Homeowner's exemption | $744,000 Land $381,000 Building $363,000 |
| 2022 | $5,531.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · lower than 60% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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