3113 Trinity Cottage Dr, Land O Lakes, FL 34638 Property Records

Pasco County property record for 3113 Trinity Cottage Dr, Land O Lakes, FL 34638

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,990 sqft · built 2007
Lot Size0.165 acres (7,201 sqft)
Owner2 Individual Names on File
Last Sale$268,990 (May 2007)
Tax Bill$4,757 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN21-26-18-0030-00G00-0020

Property Details

APN / Parcel Number

Primary APN21-26-18-0030-00G00-0020
Alternative APN
  • 1017112

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,990 sqft Living Area
Gross Area2,536 sqft
1st Floor Area1,990 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Exterior MaterialConcrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,201 sqft (0.165 acres)
Garage Area420 sqft
DrivewayDriveway
Driveway Area549 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area126 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number1017112
Street Address3113 TRINITY COTTAGE DR
CityLAND O LAKES
StateFL
Zip34638-8130
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionCONCORD STATION PHASE 4 UNITS A & B PB 60 PG 110 BLOCK G LOT 2 OR 7485 PG 304
Legal Range18E
Legal Township26S
Legal Section21
Legal SubdivisionCONCORD STATION
Legal Phase4
Legal Tract30
Legal BlockG
Legal Lot Number2
JurisdictionPASCO FL
Township / Civil DivisionNEW PORT RICHEY
Census Block Group1
Census Block1015
Census Tract31603

Owner

3113 Trinity Cottage Dr is owned and occupied by two individuals who bought it in May 2007.

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3113 TRINITY COTTAGE DR, LAND O LAKES, FL 34638-8130
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 3, 2007 · Amount on File
Deed SaleMay 3, 2007 · Amount on File
Deed Document Number2007077274
Deed Book / Page7485 / 0304
Record UpdatedJun 8, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address3113 TRINITY COTTAGE DR, LAND O LAKES, FL 34638-8130
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyGOLD STAR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3113 TRINITY COTTAGE DR, LAND O LAKES, FL 34638-8130

Mortgage

Document Number0102223578
DateNov 24, 2020
Book Page10222/3578
Instrument2020200021
Lender
NameREPUBLIC BANK & TRUST CO
TypeBank
AddressLOUISVILLE, KY 40202
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueDec 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 3113 Trinity Cottage Dr was $4,757 with a homeowner's exemption.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,757.00 Homeowner's exemption$162,230 Land $77,493 Building $84,737$336,442 Land $77,493 Building $258,949
2023$4,606.00 (+8.15%) Additional exemption filed$153,070 (+2.99%) Land $59,943 Building $93,127$336,449 (+17.76%) Land $59,943 Building $276,506
2022$4,259.00 Homeowner's exemption$148,620 Land $50,193 Building $98,427$285,709 Land $50,193 Building $235,516

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3113 Trinity Cottage Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 115 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies115 in force
Nearby Flood Claims3 (2015–2017)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3113 Trinity Cottage Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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