Pasco County property record for 3103 Trinity Cottage Dr, Land O Lakes, FL 34638
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,640 sqft · built 2007 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,990 (Jun 2007) |
| Tax Bill | $4,476 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-26-18-0030-00G00-0040 |
| Primary APN | 21-26-18-0030-00G00-0040 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,640 sqft Living Area |
| Gross Area | 2,306 sqft |
| 1st Floor Area | 1,640 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,500 sqft (0.126 acres) |
| Garage Area | 380 sqft |
| Driveway | Driveway |
| Driveway Area | 556 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 286 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 1017201 |
|---|---|
| Street Address | 3103 TRINITY COTTAGE DR |
| City | LAND O LAKES |
| State | FL |
| Zip | 34638-8130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | CONCORD STATION PHASE 4 UNITS A & B PB 60 PG 110 BLOCK G LOT 4 OR 7533 PG 70 |
| Legal Range | 18E |
| Legal Township | 26S |
| Legal Section | 21 |
| Legal Subdivision | CONCORD STATION |
| Legal Phase | 4 |
| Legal Tract | 30 |
| Legal Block | G |
| Legal Lot Number | 4 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | NEW PORT RICHEY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 31603 |
3103 Trinity Cottage Dr is owned and occupied by an individual who bought it in June 2007.
Source: Pasco County records, as of December 19, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3103 TRINITY COTTAGE DR, LAND O LAKES, FL 34638-8130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 13, 2007 · Amount on File |
| Deed Sale | Jun 13, 2007 · Amount on File |
| Deed Document Number | 2007101457 |
| Deed Book / Page | 7533 / 0070 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 3103 TRINITY COTTAGE DR, LAND O LAKES, FL 34638-8130 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0102803766 |
|---|---|
| Date | Feb 16, 2021 |
| Book Page | 10280/3766 |
| Instrument | 2021031556 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2036 |
The 2025 property tax bill for 3103 Trinity Cottage Dr was $4,476 with a homeowner's exemption.
Source: Pasco County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,476.00 Homeowner's exemption | $145,560 Land $76,455 Building $69,105 | $312,913 Land $76,455 Building $236,458 |
| 2023 | $4,341.00 (+7.99%) Additional exemption filed | $137,340 (+3%) Land $58,905 Building $78,435 | $311,225 (+17.6%) Land $58,905 Building $252,320 |
| 2022 | $4,020.00 Homeowner's exemption | $133,340 Land $49,155 Building $84,185 | $264,654 Land $49,155 Building $215,499 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3103 Trinity Cottage Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 115 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 115 in force |
| Nearby Flood Claims | 3 (2015–2017) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3103 Trinity Cottage Dr is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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