3113 E 43rd Ct, Des Moines, IA 50317 Property Records

Polk County property record for 3113 E 43rd Ct, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,422 sqft · built 2003
Lot Size	0.177 acres (7,751 sqft)
Owner	Individual Name on Record
Last Sale	$198,500 (May 2018)
Tax Bill	$5,084 (2024)
Deeds & Mortgages	Aug 2021 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7923-28-257-006`

Property Details

APN / Parcel Number

Primary APN	`7923-28-257-006`
Alternative APN	`060/07934-931-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,422 sqft Living Area
Gross Area	2,526 sqft
1st Floor Area	680 sqft
Upper Floors Area	742 sqft
Basement Area	680 sqft

Exterior

Year Built	Built 2003
Architectural Style	Conventional
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,751 sqft (0.177 acres)
Lot Width	70 ft Width
Garage Type	Attached
Garage Area	424 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	60 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	3113 E 43RD CT
City	DES MOINES
State	IA
Zip	50317-4091
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 21 SUNRISE ESTATES PLAT 3
Legal Subdivision	SUNRISE ESTATES
Legal Lot Number	21
Jurisdiction	POLK IA
Township / Civil Division	DELAWARE
Census Block Group	1
Census Block	1002
Census Tract	10602

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3113 E 43RD CT, DES MOINES, IA 50317-4091
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
May 4, 2018	Warranty Deed, Transfer · ARM UNIVERSITY OF IOWA COUMMIUNITY CRED

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2018 · Amount on Record
Deed Sale	May 4, 2018 · Amount on Record
Prior Sale	Aug 5, 2004 · Amount on Record
Deed Document Number	2017-00084761
Deed Book / Page	16908 / 0063
Record Updated	Jun 7, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3113 E 43RD CT, DES MOINES, IA 50317-4091
Transaction Type	Mortgage
Record Updated	Sep 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100091835
Date	Aug 31, 2021
Book Page	18725/243
Instrument	2021-00091835

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 5, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Sep 5, 2026
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	4.5%
Index	1-Year CMT
Max Rate	8.5%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	May 4, 2018
Property Address	3113 E 43RD CT, DES MOINES, IA 50317-4091
Document Number	201700084761
Book / Page	16908 / 0063
Instrument Date	May 2, 2018
Instrument	2017-00084761
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$316.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3113 E 43RD CT, DES MOINES, IA 50317-4091

Mortgage

Document Number	201700084763
Date	May 4, 2018
Instrument	2017-00084763

Lender

Name	UNIVERSITY OF IOWA COUMMIUNITY CRED
Type	Non-Lending Institution

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 5, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	May 1, 2023
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	5.62%
Index	1-Year CMT
Max Rate	9.62%

Mortgage

Document Number	0000084764
Date	May 4, 2018
Book Page	16908/0080
Instrument	2017-00084764

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	72 Months
Due	May 5, 2024

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Southeast Polk Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$291,600 (+12.72%) Land $42,600 Building $249,000	$291,600 (+12.72%) Land $42,600 Building $249,000
2024	$5,084.00 (+11%)
2023		$258,700 Land $37,400 Building $221,300	$258,700 Land $37,400 Building $221,300
2020	$4,580.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Mediacom Xtream Cable	2,000 / 1,000

May also be available: CenturyLink, Metronet, Verizon.

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