3103 E 43rd Ct, Des Moines, IA 50317 Property Records

Polk County property record for 3103 E 43rd Ct, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,454 sqft · built 2003
Lot Size	0.177 acres (7,734 sqft)
Owner	Individual Name on Record
Last Sale	$184,000 (Nov 2017)
Tax Bill	$4,678 (2024)
Deeds & Mortgages	Sep 2022 Line of Credit Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7923-28-257-007`

Property Details

APN / Parcel Number

Primary APN	`7923-28-257-007`
Alternative APN	`060/07934-930-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	4 Stories
Building Area	1,454 sqft Living Area
Gross Area	2,238 sqft
1st Floor Area	784 sqft
Upper Floors Area	670 sqft
Basement Area	384 sqft

Exterior

Year Built	Built 2003
Architectural Style	Split Level
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,734 sqft (0.177 acres)
Lot Width	70 ft Width
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	3103 E 43RD CT
City	DES MOINES
State	IA
Zip	50317-4091
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 20 SUNRISE ESTATES PLAT 3
Legal Subdivision	SUNRISE ESTATES
Legal Lot Number	20
Jurisdiction	POLK IA
Township / Civil Division	DELAWARE
Census Block Group	1
Census Block	1002
Census Tract	10602

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3103 E 43RD CT, DES MOINES, IA 50317-4091
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 21, 2017	Warranty Deed, Transfer · FHA Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2017 · Amount on Record
Deed Sale	Nov 21, 2017 · Amount on Record
Prior Sale	Sep 8, 2004 · Amount on Record
Deed Document Number	2017-00042899
Deed Book / Page	16732 / 0481
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3103 E 43RD CT, DES MOINES, IA 50317-4091
Transaction Type	Mortgage
Record Updated	Oct 6, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310343 RD CT E, NORWOODVILLE, IA 50317

Mortgage

Document Number	0000073686
Date	Sep 19, 2022
Book Page	19268/511
Instrument	2022-00073686

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Aug 15, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Nov 21, 2017
Property Address	3103 E 43RD CT, DES MOINES, IA 50317-4091
Document Number	201700042899
Book / Page	16732 / 0481
Instrument Date	Nov 17, 2017
Instrument	2017-00042899
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$293.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3103 E 43RD CT, DES MOINES, IA 50317-4091

Mortgage

Document Number	201700042901
Date	Nov 21, 2017
Instrument	2017-00042901

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Southeast Polk Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$269,100 (+12.64%) Land $42,600 Building $226,500	$269,100 (+12.64%) Land $42,600 Building $226,500
2024	$4,678.00 (+10.7%)
2023		$238,900 Land $37,400 Building $201,500	$238,900 Land $37,400 Building $201,500
2020	$4,226.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Mediacom Xtream Cable	2,000 / 1,000

May also be available: CenturyLink, Metronet, Verizon.

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