3113 Bay Tree Dr, Findlay, OH 45840 Property Records

Hancock County property record for 3113 Bay Tree Dr, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,608 sqft · built 1999
Lot Size	0.367 acres (16,000 sqft)
Owner	Individual Name on File
Last Sale	$540,000 (Jul 2023)
Tax Bill	$6,076 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1010-022-03-019.000`

Property Details

APN / Parcel Number

Primary APN	`1010-022-03-019.000`
Alternative APN	`280001014740`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,608 sqft Living Area
1st Floor Area	1,472 sqft
2nd Floor Area	1,136 sqft
Basement Area	1,472 sqft
Finished Basement	1,112 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Mansard
Roof Material	Shingle
Lot Area	16,000 sqft (0.367 acres)
Lot Dimensions	160 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	814 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	75 sqft
Deck Area	404 sqft
Patio Area	404 sqft
Balcony Area	52 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3113 BAY TREE DR
City	FINDLAY
State	OH
Zip	45840-7956
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SIFERD ACRES LOT 3
Legal Subdivision	SIFERD ACRES
Legal Lot Number	3
Jurisdiction	HANCOCK OH
Township / Civil Division	LIBERTY
Census Block Group	1
Census Block	1035
Census Tract	400

Owner

Source: Hancock County assessment roll, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3113 BAY TREE DR, FINDLAY, OH 45840-7956
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 21, 2023 · Amount on Record
Deed Sale	Jul 21, 2023 · Amount on Record
Prior Sale	Jun 24, 1998 · Amount on Record
Deed Document Number	20234848
Deed Book / Page	2604 / 3728
Record Updated	Sep 20, 2026

July 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HANCOCK OH
Recording Date	Jul 21, 2023
Property Address	3113 BAY TREE DR, FINDLAY, OH 45840-7956
Document Number	02604/3728
Book / Page	2604 / 3728
Instrument Date	Jul 11, 2023
Instrument	202300004848
Transaction Type	Transfer
Record Updated	Aug 4, 2023
Title Company	MID S TITLE AGENCY, MID AM TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3113 BAY TREE DR, FINDLAY, OH 45840-7956

Mortgage

Document Number	202300004849
Date	Jul 21, 2023
Instrument	202300004849

Lender

Name	PREMIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
County Subdivision	Liberty Township
Unified School District	Liberty-Benton Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,076.00 (+7.54%)	$171,270 (+1%) Land $18,100 Building $153,170	$489,340 (+1%) Land $51,700 Building $437,640
2023	$5,650.00 (+0.98%) Homeowner's exemption	$155,700 (-) Land $16,450 Building $139,250
2022	$5,595.00 Homeowner's exemption	$155,700 Land $16,450 Building $139,250	$444,860 Land $47,000 Building $397,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 50
Benton Ridge Telephone Company Fixed Wireless	400 / 40
HDER Link Fixed Wireless	100 / 100
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Defiance Holdings, Verizon.

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