3112 Bay Tree Dr, Findlay, OH 45840 Property Records

Hancock County property record for 3112 Bay Tree Dr, Findlay, OH 45840

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,204 sqft · built 1998
Lot Size0.445 acres (19,402 sqft)
OwnerIndividual Name on Record
Last Sale$320,000 (Jun 2014)
Tax Bill$5,210 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN1010-022-06-002.000

Property Details

APN / Parcel Number

Primary APN1010-022-06-002.000
Alternative APN
  • 280001014756

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms11 Rooms
Stories2 Stories
Building Area2,204 sqft Living Area
1st Floor Area1,403 sqft
2nd Floor Area801 sqft
Basement Area1,403 sqft
Finished Basement1,124 sqft
FlooringTile
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area19,402 sqft (0.445 acres)
Lot Dimensions194 ft deep x 100 ft wide
Garage TypeAttached
Garage Area921 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area384 sqft
Patio Area183 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3112 BAY TREE DR
CityFINDLAY
StateOH
Zip45840-7902
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSIFERD ACRES LOT 19
Legal SubdivisionSIFERD ACRES
Legal Lot Number19
JurisdictionHANCOCK OH
Township / Civil DivisionLIBERTY
Census Block Group1
Census Block1034
Census Tract400

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3112 BAY TREE DR, FINDLAY, OH 45840-7902
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 19, 2014 · Amount on Record
Deed SaleJun 19, 2014 · Amount on Record
Prior SaleMar 27, 2013 · Amount on Record
Deed Document Number20144806
Deed Book / Page2462 / 2133
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Property Address3112 BAY TREE DR, FINDLAY, OH 45840-7902
Transaction TypeMortgage
Record UpdatedAug 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2565/2318
DateAug 9, 2021
Book Page2565/2318
Instrument202100009304
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term234 Months
DueFeb 1, 2041

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
County SubdivisionLiberty Township
Unified School DistrictLiberty-Benton Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,210.00 (+7.53%)$146,850 (+9.99%) Land $19,670 Building $127,180$419,580 (+1%) Land $56,210 Building $363,370
2023$4,845.00 Homeowner's exemption$133,510 Land $17,890 Building $115,620
2022$381,440 Land $51,100 Building $330,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people · EPA ID OH3200111
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 50
Watch TV
Fixed Wireless
400 / 40
HDER Link
Fixed Wireless
100 / 100
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: MetaLINK Technologies, Verizon.

Nearby Properties on Bay Tree Dr

Nearby Streets

Search Property Records by Address or Parcel Number