3113 1st St, Algonquin, IL 60102 Property Records

McHenry County property record for 3113 1st St, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,454 sqft · built 1930
Lot Size	0.402 acres (17,531 sqft)
Owner	Individual Name on File
Deeds & Mortgages	Apr 2022 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-23-430-018`

Property Details

APN / Parcel Number

Primary APN	`19-23-430-018`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,454 sqft
Gross Area	2,222 sqft
1st Floor Area	930 sqft
2nd Floor Area	524 sqft

Exterior

Year Built	Built 1930
Architectural Style	Cape Cod
Exterior Material	Frame Siding
Lot Area	17,531 sqft (0.402 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	3113 1ST ST
City	ALGONQUIN
State	IL
Zip	60102-9610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2018R0021312 LTS 11, 12 & 13 HAEGERS LAGOON 2ND ADDN
Legal Range	08E
Legal Township	43N
Legal Section	23
Legal Subdivision	HAEGERS LAGOON 2ND ADD
Legal Block	430
Legal Lot Number	11-13 12
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	4
Census Block	4006
Census Tract	871600

Owner

Source: McHenry County assessment roll, as of January 1, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3113 1ST ST, ALGONQUIN, IL 60102-9610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 26, 2018	Warranty Deed, Transfer · FHA Mortgage PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 26, 2018
Deed Sale	Jun 26, 2018
Prior Sale	Apr 12, 2013 · Amount on Record
Deed Document Number	WARRANTY DEED
Record Updated	Jun 7, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	3113 1ST ST, ALGONQUIN, IL 60102-9610
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3113 1ST ST, ALGONQUIN, IL 60102-9610

Mortgage

Document Number	0000013078
Date	Apr 11, 2022
Instrument	2022R0013078

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 26, 2018
Property Address	3113 1ST ST, ALGONQUIN, IL 60102-9610
Document Number	0000021312
Instrument Date	Jun 14, 2018
Instrument	21312
Transaction Type	Transfer
Record Updated	Jul 23, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3113 1ST ST ALGONQUIN IL 601029610, ALGONQUIN, IL 60102-9610

Mortgage

Document Number	21313
Date	Jun 26, 2018
Instrument	21313

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2048

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$78,597 Land $15,770 Building $62,827	$235,791 Land $47,310 Building $188,481

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	4 (1979–1987)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 1987 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

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