3103 1st St, Algonquin, IL 60102 Property Records

McHenry County property record for 3103 1st St, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,548 sqft · built 1932
Lot Size0.206 acres (8,953 sqft)
Owner2 Company Names on File
Last Sale$127,500 (Jul 1999)
Tax Bill$3,668 (2024)
Deeds & MortgagesJan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN19-23-430-016

Property Details

APN / Parcel Number

Primary APN19-23-430-016

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,548 sqft Living Area
1st Floor Area1,112 sqft

Exterior

Year BuiltBuilt 1932
Effective Year BuiltEffective 1932
Architectural StyleCape Cod
Lot Area8,953 sqft (0.206 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3103 1ST ST
CityALGONQUIN
StateIL
Zip60102-9610
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2022R0002085 LT 17 HAEGERS LAGOON 2ND ADDN
Legal SubdivisionHAEGERS LAGOON 2ND ADDN
Legal Block430
Legal Lot Number17
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group4
Census Block4006
Census Tract871600

Owner

Source: McHenry County assessment roll, as of June 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address3103 1ST ST, ALGONQUIN, IL 60102-9610
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 1, 1999 · Amount on Record
Deed SaleJul 1, 1999 · Amount on Record
Prior SaleJul 3, 1995 · Amount on Record
Deed Document Number199947613
Last Transfer DateApr 30, 2025
Transfer Doc0000012007
Record UpdatedSep 20, 2026

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCHENRY IL
Recording DateJan 14, 2022
Property Address3103 1ST ST, ALGONQUIN, IL 60102-9610
Document Number0000002085
Map ReferenceMB 5 PG 77
Instrument DateJan 6, 2022
Instrument2022R0002085
Transaction TypeTransfer
Record UpdatedJan 25, 2022
Title CompanyNOT AVAILABLE, RAVENSWOOD TITLE COMPANY LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3103 1ST ST, ALGONQUIN, IL 60102-9610

Mortgage

Document Number0000002086
DateJan 14, 2022
Instrument2022R0002086
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052
Interest
Rate TypeFixed Rate
Rate3.25%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$3,668.00$73,795 (+60.98%) Land $14,356 Building $59,439$221,385 (+60.98%) Land $43,068 Building $178,317
2022Homeowner's exemption$45,842 Land $6,459 Building $39,383$137,526 Land $19,377 Building $118,149

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims4 (1979–1987)
Claims Outside the SFHA1 of 4
Most Recent ClaimSep 1987 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARY
serves 17,826 people · EPA ID IL1110100
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on 1st St

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