Scott County property record for 3112 Cincinnati Rd, Georgetown, KY 40324
| Property Type | Rural Home |
|---|---|
| Details | 9,600 sqft · built 2022 |
| Lot Size | 68.4 acres (2,981,682 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (May 2025) |
| Tax Bill | $3,245 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Aug 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 159-30-057.000 |
| Primary APN | 159-30-057.000 |
|---|
| Building Area | 9,600 sqft Building Perimeter |
|---|
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 2,981,682 sqft (68.4 acres) |
| Street Address | 3112 CINCINNATI RD |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-9505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | FARM |
| Legal Subdivision | HARBOR VILLAGE SUBDIVISION |
| Legal Tract | PARCEL 3 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | STAMPING GROUND |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 40502 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 123 S MAIN ST, LAWRENCEBURG, KY 40342-1135 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 1, 2025 | Deed of Trust, Mortgage · Conventional Mortgage SAGE HOME LOANS CORP |
| May 30, 2025 | Deed, Construction Loan · Construction Mortgage FARM CREDIT MID AMERICA FLCA |
| Nov 14, 2022 | Deed of Trust, Mortgage · Line of Credit FARM CREDIT MID AMERICA FLCA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 16, 2025 · Amount on Record |
| Deed Sale | May 16, 2025 · Amount on Record |
| Prior Sale | Jul 11, 2016 · Amount on Record |
| Deed Document Number | 2025540205 |
| Deed Book / Page | 457 / 369 |
| Last Transfer Date | Jun 24, 2026 |
| Transfer Doc | 0000592087 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jun 29, 2026 |
| Property Address | 3112 CINCINNATI RD, GEORGETOWN, KY 40324-9505 |
| Document Number | 0000592087 |
| Book / Page | 466 / 789 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 2026592087 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 123 S MAIN ST, LAWRENCEBURG, KY 40342-1135 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 3112 CINCINNATI RD, GEORGETOWN, KY 40324-9505 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3112 CINCINNATI RD, GEORGETOWN, KY 40324-9505 |
| Document Number | 0M1850/492 |
|---|---|
| Date | Aug 1, 2025 |
| Book Page | M1850/492 |
| Instrument | 550388 |
| Name | SAGE HOME LOANS CORP |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jul 1, 2040 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | May 30, 2025 |
| Property Address | 3112 CINCINNATI RD, GEORGETOWN, KY 40324-9505 |
| Document Number | 00D457/635 |
| Book / Page | D457 / 635 |
| Map Reference | CAB 14 SL 13 |
| Instrument Date | May 28, 2025 |
| Instrument | 542452 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 20, 2026 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $478.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3112 CINCINNATI RD, GEORGETOWN, KY 40324-9505 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 200 LARUE APT 110, 110, LEXINGTON, KY 40517-8312 |
| Document Number | 0000542455 |
|---|---|
| Date | May 30, 2025 |
| Instrument | 542455 |
| Name | FARM CREDIT MID AMERICA FLCA |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jun 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 3112 CINCINNATI RD, GEORGETOWN, KY 40324-9505 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Name | Verified Name |
|---|---|
| Address | 102 LAKESIDE CT, GEORGETOWN, KY 40324-8924 |
| Document Number | 0M1718/871 |
|---|---|
| Date | Nov 14, 2022 |
| Book Page | M1718/871 |
| Instrument | 461990 |
| Name | FARM CREDIT MID AMERICA FLCA |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $380,400 (-33.75%) Land $4,800 Building $375,600 | $633,200 (+10.28%) Land $257,600 Building $375,600 | |
| 2025 | $3,245.00 (+2,904.63%) | $574,200 (+4,696.99%) | $574,200 (+258.82%) |
| 2023 | $108.00 | $11,970 Land $11,970 | $160,024 Land $160,024 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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