Scott County property record for 2704 Cincinnati Rd, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,629 sqft · built 1999 |
| Lot Size | 6.07 acres (264,714 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Jun 2020) |
| Tax Bill | $2,831 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 160-10-069.000 |
| Primary APN | 160-10-069.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,629 sqft Living Area |
| 1st Floor Area | 1,629 sqft |
| Basement Area | 1,629 sqft |
| Unfinished Basement | 1,629 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 264,714 sqft (6.07 acres) |
| Garage Type | Attached |
| Garage Area | 1,478 sqft |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2704 CINCINNATI RD |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8958 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTY RES |
| Legal Subdivision | MINOR SUBDIVISION |
| Legal Tract | 1 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | STAMPING GROUND |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 40502 |
2704 Cincinnati Rd is owned and occupied by an individual who bought it in June 2020.
Source: Scott County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2704 CINCINNATI RD, GEORGETOWN, KY 40324-8958 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jul 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK |
| Nov 4, 2019 | Deed of Trust, Mortgage · Commercial Mortgage WESBANCO BANK INC |
| Jun 19, 2020 | Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 19, 2020 · Amount on File |
| Deed Sale | Jun 19, 2020 · Amount on File |
| Prior Sale | Nov 16, 2016 · Amount on File |
| Deed Document Number | 2020417672 |
| Deed Book / Page | 415 / 183 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 2704 CINCINNATI RD, GEORGETOWN, KY 40324-8958 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2021 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | M1618/747 |
|---|---|
| Date | Jul 1, 2021 |
| Book Page | M1618/747 |
| Instrument | 438386 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 2704 CINCINNATI RD, GEORGETOWN, KY 40324-8958 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | M1348/001 |
|---|---|
| Date | Jul 19, 2017 |
| Book Page | M1348/001 |
| Instrument | 371907 |
| Name | UNITED BANK |
|---|---|
| Type | Bank |
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 2704 CINCINNATI RD, GEORGETOWN, KY 40324-8958 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1471/687 |
|---|---|
| Date | Nov 4, 2019 |
| Book Page | M1471/687 |
| Instrument | 407900 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | GEORGETOWN, KY 40324 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 1, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jun 19, 2020 |
| Property Address | 2704 CINCINNATI RD, GEORGETOWN, KY 40324-8958 |
| Document Number | D415/183 |
| Book / Page | D415 / 183 |
| Instrument Date | Jun 18, 2020 |
| Instrument | 417672 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 383 ROGERS GAP RD, 383, GEORGETOWN, KY 40324-9506 |
| Name | Verified Name |
|---|---|
| Address | 2704 CINCINNATI RD, GEORGETOWN, KY 40324-8958 |
| Document Number | 417673 |
|---|---|
| Date | Jun 19, 2020 |
| Instrument | 417673 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
The 2025 property tax bill for 2704 Cincinnati Rd was $2,831.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $412,900 (+29.88%) | $412,900 (+29.88%) | |
| 2025 | $2,831.00 | $317,900 | $317,900 |
| 2023 | $2,720.00 | $300,000 Land $65,000 Building $235,000 | $300,000 Land $65,000 Building $235,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2704 Cincinnati Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2704 Cincinnati Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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