3111 Border Creek Rd, Crestview, FL 32539 Property Records

Okaloosa County property record for 3111 Border Creek Rd, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,619 sqft · built 2008
Lot Size	0.286 acres (12,454 sqft)
Owner	2 Individuals on Record
Last Sale	$335,000 (Aug 2021)
Tax Bill	$3,221 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-599-1088-5`

Property Details

APN / Parcel Number

Primary APN	`C56-000-599-1088-5`
Alternative APNs	`33-4N-23-1001-000E-0190` `23N4331001000E0190`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,619 sqft Living Area
Gross Area	3,474 sqft
1st Floor Area	2,619 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	12,454 sqft (0.286 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Florida Room
Porch Area	387 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3111 BORDER CREEK RD
City	CRESTVIEW
State	FL
Zip	32539-9065
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKE ESTATES PH II LOT 19 BLK E
Legal Range	23W
Legal Township	04N
Legal Section	33
Legal Subdivision	BROOKE ESTATES
Legal Phase	2
Legal Block	E
Legal Lot Number	19
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1012
Census Tract	20303

Owner

Source: Okaloosa County assessment roll, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	3111 BORDER CREEK RD, CRESTVIEW, FL 32539-9065
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2021 · Amount on Record
Deed Sale	Aug 19, 2021 · Amount on Record
Prior Sale	Jul 2, 2008 · Amount on Record
Deed Document Number	20213481629
Deed Book / Page	3568 / 643
Prior Transfer Date	Jan 22, 2008
Prior Transfer Doc	0028244854
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 19, 2021
Property Address	3111 BORDER CREEK RD, CRESTVIEW, FL 32539-9065
Document Number	0035680643
Book / Page	3568 / 643
Map Reference	MB 22 PG 46
Instrument Date	Jul 30, 2021
Instrument	3481629
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	OLD SOUTH LAND TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	502 GLEN RUN DR, 502, ATGLEN, PA 19310-9439

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3111 BORDER CREEK RD, CRESTVIEW, FL 32539-9065

Mortgage

Document Number	0035680647
Date	Aug 19, 2021
Book Page	3568/647
Instrument	3481632

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,221.00 (-8.13%)	$325,489 (-7.76%) Land $38,922 Building $286,567	$325,489 (-7.76%) Land $38,922 Building $286,567
2023	$3,506.00 (+7.02%)	$352,890 (+8.32%) Land $33,068 Building $319,822	$352,890 (+8.32%) Land $33,068 Building $319,822
2022	$3,276.00	$325,790 Land $30,905 Building $294,885	$325,790 Land $30,905 Building $294,885

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20