3111 Trout Gulch Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 3111 Trout Gulch Rd, Aptos, CA 95003 · Last verified August 2026

Property Summary

Property Type	Rural Home
Details	4 bd · 3.5 ba · 8,380 sqft · built 1979
Lot Size	4.98 acres (217,277 sqft)
Owner	2 Individual Names on File
Last Sale	$1,725,000 (Aug 2021)
Tax Bill	$23,322 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`105-331-01`

Property Details

APN / Parcel Number

Primary APN	`105-331-01`
Alternative APN	`105-331-01-000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	15 Rooms
Building Area	8,380 sqft Living Area
Gross Area	10,318 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2011
Construction Type	Wood
Roof Material	Tile
Lot Area	217,277 sqft
Terrain	Combination
Garage Type	Attached
Garage Area	880 sqft
Parking Spaces	4 Parking Spaces
Deck Area	227 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3111 TROUT GULCH RD
City	APTOS
State	CA
Zip	95003-2618
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1016
Census Tract	122002

Owner

Source: Santa Cruz County records · APN 105-331-01

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3111 TROUT GULCH RD, APTOS, CA 95003-2618
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 25, 2021 · Amount on Record
Deed Sale	Aug 25, 2021 · Amount on Record
Deed Document Number	202144135
Prior Transfer Date	Feb 11, 1997
Prior Transfer Doc	0000011031
Record Updated	Sep 20, 2026

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 25, 2021
Property Address	3103 TROUT GULCH RD, APTOS, CA 95003-2618
Document Number	0000044135
Instrument Date	Jun 01, 2021
Instrument	2021-0044135
Transaction Type	Transfer
Record Updated	Sep 05, 2023
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,897.50
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3111 TROUT GULCH RD, APTOS, CA 95003-2618
Investor	Possibly a Property Investor

Mortgage

Document Number	0000044136
Date	Aug 25, 2021
Instrument	2021-0044136

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,990,248 (+2%) Land $498,388 Building $1,491,860
2025	$23,322.00 (+9.08%) Homeowner's exemption	$1,951,224 (+4.16%) Land $488,616 Building $1,462,608
2023	$21,380.00 (+1.8%) Homeowner's exemption	$1,873,286 Land $469,642 Building $1,403,644	$1,761,210
2022	$21,002.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871220021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1982–2000)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Feb 2000, rainfall accumulation
Claims By Storm	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 34% of California
Wildfire Likelihood	About 1 in 662 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 15 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Surfnet Communications, Xfinity, Etheric Communications, LLC., Cruzio Internet, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.