2625 Trout Gulch Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 2625 Trout Gulch Rd, Aptos, CA 95003

Property Summary

Property TypeTimberland, Forest, Woodland Vacant Land
Details2 bd · 2.5 ba · 3,394 sqft · built 2012
Lot Size117 acres (5,105,232 sqft)
OwnerIndividual Name on File
Last Sale$1,900,000 (Aug 2009)
Tax Bill$18,885 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN105-121-39

Property Details

APN / Parcel Number

Primary APN105-121-39
Alternative APN
  • 105-121-39-000

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Building Area3,394 sqft Gross Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Construction TypeWood
Lot Area5,105,232 sqft
Deck Area239 sqft

Location & Zoning

Street Address2625 TROUT GULCH RD
CityAPTOS
StateCA
Zip95003-3042
Property CategoryVacant Land
Property TypeVacant Land > Timberland, Forest, Woodland
Local Zoning CodeTP
Legal SubdivisionSOQUEL AUGMENTATION RHO
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1016
Census Tract122002

Owner

2625 Trout Gulch Rd, timberland, forest, woodland vacant land, is owned and occupied by an individual who acquired it in October 2020.

Source: Santa Cruz County records, as of August 19, 2026

Owner of RecordIndividual Name on File
Mailing Address2625 TROUT GULCH RD, APTOS, CA 95003-3042
OccupancyOwner Occupied
Owner TypeIndividual
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 19, 2009 · Amount on File
Deed SaleAug 19, 2009 · Amount on File
Deed Document Number200940108
Last Transfer DateOct 29, 2020
Transfer Doc0000045284
Record UpdatedSep 20, 2026

October 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateOct 30, 2020
Property Address2625 TROUT GULCH RD, APTOS, CA 95003-3042
Document Number0000045284
Instrument DateOct 29, 2020
Instrument2020-0045284
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2625 TROUT GULCH RD, APTOS, CA 95003-3042

Mortgage

Document Number0000045285
DateOct 30, 2020
Instrument2020-0045285
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2625 Trout Gulch Rd was $18,885 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,639,210 (+1.96%) Land $673,862 Building $965,348
2025$18,885.00 Homeowner's exemption$1,607,641 Land $661,221 Building $946,420
2023$17,402.00 (+1.82%) Homeowner's exemption$1,547,173 Land $637,504 Building $909,669
2022$17,091.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2625 Trout Gulch Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims7 (1982–2000)
Claims Outside the SFHA6 of 7
Most Recent ClaimFeb 2000 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2625 Trout Gulch Rd is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 61% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30
Etheric Networks
Fixed Wireless
250 / 100
Cruzio
Fixed Wireless
100 / 100
Surfnet Communications
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Trout Gulch Rd

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