3111 River Birch Ct, McHenry, IL 60051 Property Records

McHenry County property record for 3111 River Birch Ct, McHenry, IL 60051

Property Summary

Property Type	Condominium
Details	5 ba · 1,625 sqft · built 2000
Owner	Individual Name on Record
Last Sale	$220,000 (Jun 2023)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Dec 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-26-280-033`

Property Details

APN / Parcel Number

Primary APN	`09-26-280-033`

Interior

Full Baths	5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	1,625 sqft Living Area
Gross Area	2,634 sqft
1st Floor Area	1,059 sqft
Basement Area	737 sqft
Finished Basement	590 sqft

Exterior

Year Built	Built 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	24 sqft
Deck Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3111 RIVER BIRCH CT
City	MCHENRY
State	IL
Zip	60051-7915
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	DOC 2007R0028253 UNIT 3111-1 TIMBER TRAILS CONDOS OF MCHENRY 23RD SUPPL (PT S PT LT 6 THE OAKS OF MCHENRY TOWNHOMES PHASE 2)
Legal Range	08E
Legal Township	45N
Legal Section	26
Legal Subdivision	TIMBER TRLS CONDO
Legal Phase	2
Legal Tract	50
Legal Lot Number	6
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	3
Census Block	3023
Census Tract	870604

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3111 RIVER BIRCH CT, MCHENRY, IL 60051-7915
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Deed, Transfer · Conventional Mortgage CITIBANK NA
Dec 24, 2019	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2023 · Amount on Record
Deed Sale	Jun 5, 2023 · Amount on Record
Prior Sale	Apr 26, 2007
Deed Document Number	2023R0013120
Record Updated	Jun 7, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 5, 2023
Property Address	3111 RIVER BIRCH CT, MCHENRY, IL 60051-7915
Document Number	0000013120
Map Reference	DOC 97R014306
Instrument Date	Jun 1, 2023
Instrument	2023R0013120
Transaction Type	Transfer
Record Updated	Jun 19, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3111 RIVER BIRCH CT, MCHENRY, IL 60051-7915

Mortgage

Document Number	0000013121
Date	Jun 5, 2023
Instrument	2023R0013121

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2038

Interest

Rate	4.5%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	3111 RIVER BIRCH CT, MCHENRY, IL 60051-7915
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044215
Date	Dec 24, 2019
Instrument	2019R0044215

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$62,780 Land $10,797 Building $51,983	$188,340 Land $32,391 Building $155,949

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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