3105 River Birch Ct, McHenry, IL 60051 Property Records

McHenry County property record for 3105 River Birch Ct, McHenry, IL 60051

Property Summary

Property Type	Condominium
Details	6 ba · 1,625 sqft · built 2000
Owner	Individual Name on Record
Last Sale	$190,000 (Jan 2021)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-26-280-026`

Property Details

APN / Parcel Number

Primary APN	`09-26-280-026`

Interior

Full Baths	6 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	1,625 sqft Living Area
Gross Area	2,634 sqft
1st Floor Area	1,059 sqft
Basement Area	737 sqft
Finished Basement	590 sqft

Exterior

Year Built	Built 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	24 sqft
Deck Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3105 RIVER BIRCH CT
City	MCHENRY
State	IL
Zip	60051-7915
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	DOC 2021R0001212 UNIT 3105 TIMBER TRAILS CONDOS OF MCHENRY 22ND SUPPL (PT E PT LT 6 THE OAKS OF MCHENRY TOWNHOMES PHASE 2)
Legal Range	08E
Legal Township	45N
Legal Section	26
Legal Subdivision	TIMBER TRLS CONDOS
Legal Phase	2
Legal Lot Number	6
Legal Unit	3105
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	3
Census Block	3023
Census Tract	870604

Owner

Source: McHenry County records, as of June 23, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3105 RIVER BIRCH CT, MCHENRY, IL 60051-7915
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2021	Warranty Deed, Transfer · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Mar 9, 2018	Grant Deed, Transfer · Conventional Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2021 · Amount on Record
Deed Sale	Jan 7, 2021 · Amount on Record
Prior Sale	Mar 9, 2018 · Amount on Record
Deed Document Number	2021R0001212
Record Updated	Jun 7, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 7, 2021
Property Address	3105 RIVER BIRCH CT, MCHENRY, IL 60051-7915
Document Number	0000001212
Map Reference	DOC 96R33338
Instrument Date	Nov 18, 2020
Instrument	2021R0001212
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3105 RIVER BIRCH CT, MCHENRY, IL 60051-7915

Mortgage

Document Number	0000001213
Date	Jan 7, 2021
Instrument	2021R0001213

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCHENRY IL
Recording Date	Mar 9, 2018
Property Address	3105 RIVER BIRCH CT, MCHENRY, IL 60051-7915
Document Number	0000007503
Instrument Date	Feb 24, 2018
Instrument	7503
Transaction Type	Transfer
Record Updated	May 4, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$243.75
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3105 RIVER BIRCH CT MCHENRY IL 600517915, MCHENRY, IL 60051-7915

Mortgage

Document Number	7504
Date	Mar 9, 2018
Instrument	7504

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Disabled Person's exemption Veteran's exemption	$65,436 Land $10,797 Building $54,639	$196,308 Land $32,391 Building $163,917

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

Nearby Properties on River Birch Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures