3111 Harmony Ln, Bumpass, VA 23024 Property Records

Spotsylvania County property record for 3111 Harmony Ln, Bumpass, VA 23024

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,200 sqft · built 1994
Lot Size1.09 acres (47,480 sqft)
OwnerIndividual Name on Record
Last Sale$287,000 (Jan 2023)
Tax Bill$1,535 (2026)
Deeds & MortgagesJan 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN80-3-4B

Property Details

APN / Parcel Number

Primary APN80-3-4B
Alternative APN
  • 080-3-4B

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,200 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area47,480 sqft (1.09 acres)

Exterior Amenities

PorchPorch
Porch Area160 sqft
Deck Area336 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerSeptic
Water SourceWell

Location & Zoning

Street Address3111 HARMONY LN
CityBUMPASS
StateVA
Zip23024-8854
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR - RESID
Legal DescriptionBLOUNTS HARBOUR LOT 4B
Legal SubdivisionBLOUNTS HARBOR
Legal Lot Number4B
JurisdictionSPOTSYLVANIA VA
Township / Civil DivisionBERKELEY
Census Block Group3
Census Block3017
Census Tract20404

Owner

Source: Spotsylvania County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3111 HARMONY LN, BUMPASS, VA 23024-8854
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 4, 2023 · Amount on Record
Deed SaleJan 4, 2023 · Amount on Record
Deed Document Number2023107
Record UpdatedSep 20, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOTSYLVANIA VA
Recording DateJan 4, 2023
Property Address3111 HARMONY LN, BUMPASS, VA 23024-8854
Document Number0230000107
Instrument DateDec 27, 2022
Instrument230000107
Transaction TypeTransfer
Record UpdatedJan 25, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3111 HARMONY LN, BUMPASS, VA 23024-8854

Mortgage

Document Number0230000108
DateJan 4, 2023
Instrument230000108
Lender
NameVILLAGE BANK MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateVirginia
CountySpotsylvania County
Unified School DistrictSpotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,535.00 (+17.71%)$208,200 (+23.12%) Land $52,500 Building $155,700
2025$208,200 (+23.12%) Land $52,500 Building $155,700
2023$1,304.00$169,100 Land $30,300 Building $138,800$169,100 Land $30,300 Building $138,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2018–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

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