3101 Harmony Ln, Bumpass, VA 23024 Property Records

Spotsylvania County property record for 3101 Harmony Ln, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,088 sqft · built 1986
Lot Size	2.23 acres (97,139 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Aug 2017)
Tax Bill	$2,289 (2026)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`80-3-5R`

Property Details

APN / Parcel Number

Primary APN	`80-3-5R`
Alternative APN	`080-3-5R`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,088 sqft Finished Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Shingles
Roof Material	Composition Shingle
Lot Area	97,139 sqft (2.23 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	288 sqft
Deck Area	192 sqft
Patio Area	1,048 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3101 HARMONY LN
City	BUMPASS
State	VA
Zip	23024-8854
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR - RESID
Legal Description	BLOUNTS HARBOUR LOT 5R
Legal Subdivision	BLOUNTS HARBOR
Legal Lot Number	5R
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	BERKELEY
Census Block Group	3
Census Block	3017
Census Tract	20404

Owner

Source: Spotsylvania County records · APN 80-3-5R

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3101 HARMONY LN, BUMPASS, VA 23024-8854
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 21, 2017 · Amount on Record
Deed Sale	Aug 21, 2017 · Amount on Record
Prior Sale	Oct 31, 2002 · Amount on Record
Deed Document Number	201715081
Record Updated	Sep 20, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Aug 21, 2017
Property Address	3101 HARMONY LN, BUMPASS, VA 23024-8854
Document Number	201700015081
Instrument Date	Aug 10, 2017
Instrument	15081
Transaction Type	Transfer
Record Updated	Feb 18, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3101 HARMONY LN BUMPASS VA 230248854, BUMPASS, VA 23024-8854

Mortgage

Document Number	201700015082
Date	Aug 21, 2017
Instrument	15082

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.88%

Tax Assessment & Valuation

Source: Spotsylvania County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,289.00 (+18.11%)	$310,500 (+23.61%) Land $98,000 Building $212,500
2025			$310,500 (+23.61%) Land $98,000 Building $212,500
2023	$1,938.00	$251,200 Land $56,000 Building $195,200	$251,200 Land $56,000 Building $195,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Spotsylvania County (51177C), as of May 10, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511770204043, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2018–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2020 · other causes

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Based on FCC filings for 51 locations within half a mile of this property.

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