Miami County property record for 3111 Eldean Rd, Covington, OH 45318 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2022 |
| Square Footage | 1,540 sqft Living Area |
| Lot Size | 31,233 sqft (0.717 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $146,900 (2019) |
| Tax Bill | $2,684.00 (2025) |
| Primary APN | C06-081151 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,540 sqft Living Area |
| 1st Floor | 3,080 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick Exterior |
| Foundation Type | No Foundation Foundation |
| Lot Area | 31,233 sqft (0.717 acres) |
| Depth X Width | 250 ft x 125 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 728 sqft Garage |
| Deck Area | 240 sqft Deck |
| Patio Area | 240 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Street Address | 3111 ELDEAN RD |
|---|---|
| City | COVINGTON |
| State | OH |
| Zip | 45318-8961 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 5-7-12 LOT 18 WASH HOMELAWN #2 |
| Legal Range | 05 |
| Legal Township | 07 |
| Legal Section | 12 |
| Legal Subdivision | WASH HOMELAWN #2 |
| Legal Lot Number | 18 |
| Jurisdiction | MIAMI OH |
| Minor Civil Division | CONCORD |
| Census Blockgroup | 5 |
| Census Block | 5005 |
| Census Tract | 365002 |
Source: Miami County records · APN C06-081151
Assessment roll updated March 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3111 ELDEAN RD, COVINGTON, OH 45318-8961 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 25, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Mar 17, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Aug 22, 2022 | Survivorship Deed, Transfer · Conventional Mortgage THRIVE MORTGAGE LLC |
| Feb 28, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage BANK OF ENGLAND |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 28, 2019 · Amount on Record |
| Deed Sale | Feb 28, 2019 · Amount on Record |
| Prior Sale | Apr 13, 2012 · Amount on Record |
| Deed Doc Number | 20192019OR-02095 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 3111 ELDEAN RD, COVINGTON, OH 45318-8961 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000003168 |
|---|---|
| Date | Feb 25, 2021 |
| Instrument | 2021OR-03168 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 339 Months |
| Due | May 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 3111 ELDEAN RD, COVINGTON, OH 45318-8961 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000003537 |
|---|---|
| Date | Mar 17, 2020 |
| Instrument | 2020OR-03537 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Apr 01, 2049 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Aug 22, 2022 |
| Property Address | 3111 ELDEAN RD, COVINGTON, OH 45318-8961 |
| Document Number | 0000012521 |
| Map Reference | MB 10 PG 72 |
| Instrument Date | Aug 18, 2022 |
| Instrument | 2022OR-12521 |
| Transaction Type | Transfer |
| Record Updated | Sep 09, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 3111 ELDEAN RD, COVINGTON, OH 45318-8961 |
| Document Number | 0000012522 |
|---|---|
| Date | Aug 22, 2022 |
| Instrument | 2022OR-12522 |
| Name | THRIVE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | GEORGETOWN, TX 78633 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Feb 28, 2019 |
| Property Address | 3111 ELDEAN RD, COVINGTON, OH 45318-8961 |
| Document Number | 0000002095 |
| Instrument Date | Feb 22, 2019 |
| Instrument | 2095 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2019 |
| Title Company | HOME SERVICES TITLE LLC, HOME SVCS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $293.80 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3111 ELDEAN RD COVINGTON OH 453188961, COVINGTON, OH 45318-8961 |
| Document Number | 2096 |
|---|---|
| Date | Feb 28, 2019 |
| Instrument | 2096 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AZ 72201 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 27, 2049 |
Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Unified School District | Troy City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,684.00 (+15.84%) Homeowner's exemption | $78,120 (+30.96%) Land $11,480 Building $66,640 | $223,200 (+30.99%) Land $32,800 Building $190,400 |
| 2024 | $2,317.00 (+2.07%) Homeowner's exemption | $59,650 (-) Land $12,430 Building $47,220 | |
| 2023 | $2,270.00 (+16.95%) Homeowner's exemption | $59,650 (-) Land $12,430 Building $47,220 | $170,400 (-) Land $35,500 Building $134,900 |
| 2022 | $1,941.00 Homeowner's exemption | $59,650 Land $12,430 Building $47,220 | $170,400 Land $35,500 Building $134,900 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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